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3 Businesses You Can Start for Under $1,000
Tweet Share on Facebook May 18, 2012 Comment (2)The key to a building a business without losing your life savings is to make sure you choose the right type of business to start.
Many people want to run their own business, but most never take the leap because they assume they need a lot of money to get started. That's a shame because you don't have to spend a lot of money to build a successful business. Here are three examples of how you can do just that.
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4 Ways the IPO Will Change Facebook Forever
Tweet Share on Facebook May 17, 2012 Comment (6)Get ready for the Facebook feeding frenzy. On Thursday afternoon, the company priced its initial public offering at $38 a share, giving it a market value of $104 billion. The stock begins trading Friday on the Nasdaq.
The result for Mark Zuckerberg, Facebook employees, and early investors is clear. The IPO will make many billionaires and countless others millionaires.
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6 Ways to Save on Toys for Your Kids
Tweet Share on Facebook May 17, 2012 CommentKids are expensive--it's a fact of life. If you're like many parents, you may just grin and bear it while forking over a hundred or more dollars for the latest, greatest toys. After all, you could argue that they're worth it. However, your money could be put to better use by saving for your kids' college education, saving for retirement, or paying off debt. But luckily for your kids, you don't have to stop feeding their toy habit completely in order to save some dough.
Here are some creative ways to save on toys for your kids:
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5 Questions Successful Investors Always Ask
Tweet Share on Facebook May 17, 2012 Comment (1)The questions you ask have a major affect on how successful you become. This is especially true when it comes to investing success. Here are the five questions successful investors ask before, during, and after they invest that helps them create the kind of financial future they want. You can “borrow” these questions from their playbook. If you do, you’ll notice a vastly improved result very quickly.
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5 Ways to Avoid Filing for Bankruptcy
Tweet Share on Facebook May 16, 2012 Comment (2)The B Word. We know what it is but don't like to say it, and we hope we never have to go through it. The mere thought of bankruptcy sends shivers down our spines and makes our bank accounts quiver in fear. It has its reputation as the ultimate nadir of personal finance.
Bankruptcy, according to finance guru Dave Ramsey, is often considered one of the top five life-altering negative events a person can experience, with divorce, severe illness, disability and the loss of a loved one. Ramsey says that bankruptcy "leaves deep wounds both to the psyche and the credit report" (Take the bankruptcy quiz: Are you headed for disaster?)
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7 Ways to Jumpstart Paying Off Your College Loans
Tweet Share on Facebook May 15, 2012 Comment (4)With graduation rapidly approaching for thousands of college graduates (or if you’re recently out of school, this still applies to you), the next most challenging hurdle will be to actually repay the student loan debt you incurred over the last four years. Millions of Americans struggle daily with debt, so being strategic with your student loan repayments right after graduation will do wonders for your finances later on. With student loan debt recently surpassing even credit card debt, it will be a common scenario for people to take years to repay the money. Just make sure you’re not one of them.
Since I have been out of school for a while now, I can tell you firsthand just how much better things would be if I had started saving more and repaying my loans back earlier. If I could turn back the clock a few years, here are a few strategies I would use to jumpstart the loan repayment process:
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How To Make An Extra $1,000 Without Much Work
Tweet Share on Facebook May 14, 2012 Comment (3)There’s a legitimate way for you to boost your income by $500 or even $1,000 per month without spending a ton of money and time to get started.
I call it The Remora Method and it's a proven strategy for building a profitable side business (or full-time business for that matter).
Let me tell you how it works and give you three examples of real people following this strategy.
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Will the Occupy Movement Embrace Prepaid Cards?
Tweet Share on Facebook May 11, 2012 Comment (1)This week the Occupy movement has zeroed in on Bank of America. The big bank has been a frequent target of Occupy’s wrath. Recall that BofA’s failed attempt to charge a $5 monthly debit card fee helped give birth to Occupy Wall Street.
As consumers continue to rage over the high cost of banking, an unlikely ally is on the rise: the prepaid card.
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Homeowners: Watch Out for These 5 Common Mortgage Scams
Tweet Share on Facebook May 10, 2012 Comment (1)Think you're knowledgeable about the housing market and home financing process? You may consider yourself an expert on mortgages (take this real estate quiz to prove it), especially if you're currently looking to finance your first home or have been a long-time property owner. But what about the numerous threats to your home and financial security that currently exist? They may not even be on your radar.
Though lending practices are now under a lot more scrutiny thanks to the housing market crash in 2007, it means predatory lenders and scam artists have to be that much sneakier when it comes to duping borrowers. Considering the number of mortgage delinquencies and foreclosures today's homeowners are experiencing, it also means there is plenty of opportunity for them to try.
Whether you're struggling financially—or even a current homeowner, for that matter— it pays to be aware of the most common mortgage scams so no one can profit off your inexperience or trust.
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Travel for Free: How Credit Card "Churners" Do It
Tweet Share on Facebook May 10, 2012 Comment (4)A few years ago, I started searching for the best ways to save money on airline flights.I wanted to see the world -- or at least the United States -- but I didn't have a bottomless budget. In the end, I found something surprising.
There is a group of people who are flying for free by using a strategy that is the complete opposite of what most people do. Here's how it works:
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