-
7 Weird Ways to Hurt Your Credit Score
Tweet Share on Facebook May 9, 2012 Comment (4)The FICO credit score equation might be a black box, but there have been thousands of articles written about what you should and shouldn't do when it comes to your credit score. Most of them are pretty obvious—pay your credit card bills on time, don't apply for a lot of credit, and keep your nose clean. There are, however, a lot of weird ways you can hurt your score without you even realizing it.
-
For Financial Success, Run Your Life Like A Business
Tweet Share on Facebook May 8, 2012 Comment (1)I know that in the age of the 99 percent versus the 1 percent, the word “business” can sound like a four-letter word. But the reality is that we can all learn a great deal from successful businesses. All we have to do is apply those lessons to our personal lives. (This is true no matter what your political views are.) Let’s examine this to determine if you think the argument holds water.
-
6 Myths About Starting Your Own Business
Tweet Share on Facebook May 7, 2012 CommentIf you have an entrepreneurial spirit and are inspired to launch your own business, don’t let some common myths hold you back. Your big idea or venture may never come to life if you think that certain obstacles are standing in your way. Maybe you know someone that launched a business and failed miserably, or think you should wait until you have more money to fund the venture on your own. Maybe you’re just not confident enough that your amazing idea will really take off. Or maybe you’re just scared to try something new. Whatever the case may be, it’s a good idea to re-examine some of your fundamental beliefs about entrepreneurship and make sure you haven’t already started believing some common myths and fallacies about launching a small business venture.
Here are six common myths about staring your own business:
-
How to Finish College with No Debt
Tweet Share on Facebook May 4, 2012 Comment (11)Student loans have been in the news lately. The current brouhaha comes as interest on student loans is about to double. That sounds a bit more ominous than it really is. The rate will go from 3.4 to 6.8 percent—still quite low by historical standards. But if you are sporting $200,000 in school loans, any interest rate hike hurts.
-
Bringing Innovation to Financial Literacy and College Affordability
Tweet Share on Facebook May 3, 2012 CommentOver the past several weeks, the media has been buzzing with reports about the student loan debt crisis and rising federal loan interest rates. It is a positive signal that these issues are receiving attention from policymakers and late night talk show segments, but the atmosphere surrounding college affordability remains politically charged. It is still uncertain whether this spotlight will result in lasting improvements, temporary solutions, or simply serve as a background for political agendas.
Even if we are a long way from consensus on improving the accessibility and affordability of higher education, there are organizations leading the way with innovative new approaches. For example, the start-up SoFi is creating new peer-to-peer lending networks by connecting alumni and students to offer low-interest education loans. Additionally, established companies and even government organizations have begun to challenge the traditional models of college finances. As news outlets continue to report on the student debt crisis, it is valuable to highlight the organizations that are helping to improve financial literacy and college affordability for students.
-
4 Not-So-Obvious Things to Research Before Buying a Home
Tweet Share on Facebook May 2, 2012 Comment (1)Undergoing a house hunt for a first time, or even upgrading your present home, leaves you with quite a few things to consider. The eagerness to redecorate a new abode and a lack of basic financial literacy when it comes to mortgages and home buying, however, can cloud your judgment and present problems down the line.
-
3 Easy and Free Ways to Simplify Your Life and Have More Time
Tweet Share on Facebook May 1, 2012 Comment (5)You can take three easy steps and vastly simplify your life. You’ll have less stress and more time. You’ll also have more money in your pocket and more spring in your step. The nice part is that you can accomplish all this without spending a dime. Have I got your interest yet? Good. Let’s get to work.
