-
How to Save on Christmas Holiday Parties
Tweet Share on Facebook December 12, 2012 CommentPerhaps the biggest holiday expense you face is buying gifts, but it's not the only expense that can derail your budget. If you're hosting a holiday bash this season, make it amazing by saving some cash. Surprisingly, the same strategies that will keep you solvent can also secure the best party experience for yourself and your guests. Consider these tips for keeping cost downs for your Christmas party:
-
Get Rid of Credit Card Debt Once and For All
Tweet Share on Facebook December 11, 2012 CommentToday, Americans have $798 billion in revolving debt, most of which is on credit cards. Due to the ease and convenience of paying with plastic, credit card debt has become ubiquitous. It’s no surprise then that financial experts zero in on this debt as the first step on the path to financial freedom. Getting out of debt, however, is easier said than done.
-
Fun Things to Do in Your Spare Time that Cost Virtually Nothing
Tweet Share on Facebook December 10, 2012 CommentWhether you’re in for a long weekend or trying to figure out how to spend your time off work, add some budget-friendly activities to your calendar so you don’t have to fret about your finances. A little planning and creativity is all it takes to keep costs low and still make the most of your experience. You can explore new interests, indulge in a hobby, and enjoy time with friends and family at a little to no cost.
Here are seven ideas to get you started:
-
5 Non-Traditional Hot Spots for Holiday Bargains
Tweet Share on Facebook December 7, 2012 CommentSure, that 42-inch plasma TV for less than $300 is enticing, but the fact is those door busters are only attainable if you camp out and are willing to devote hours of your time. If you are like many Americans and tired of the consumerism blitz this time of year—and prefer to shop for thoughtful gifts that are unique and timeless—you’ll be happy to know you have options. Consider these five non-traditional places for holiday bargains:
-
14 Things Parents of Boomerang Kids Can Do to Minimize Problems
Tweet Share on Facebook December 6, 2012 CommentIt's happening to more and more baby boomers: Adult children are moving back in with their parents. According to the Pew Research Center, more than 20 percent of young adults aged 25 to 34 are living with their parents—the highest percentage in 60 years.
We'll leave the discussion as to what's causing this trend to economists, psychologists, and politicians. But if you’re the parent of a so-called “boomerang kid,” there are things can do to make the experience a positive one for both you and your child.
-
The 4 Most Popular Ways to Save on Christmas Spending
Tweet Share on Facebook December 5, 2012 CommentStatistics teach us there is great wisdom in group averages. Large groups of respondents contain the collective knowledge of several individuals. More often than not, averaging the responses of a population will lead you to a correct answer. If the same can be true of frugal Christmas shopping, then it’s worth taking a look at the most popular ways to save on holiday shopping.
The Nation Retail Federation (NRF) recently completed its annual survey on Christmas consumer expectations. Within the survey, NRF asked respondents if they would make changes in shopping behavior given economic difficulties and, if so, how they planned on cutting back on their spending. The results tell us what saving methods are most popular and why:
-
End-of-Year Tax Savings Tips
Tweet Share on Facebook December 4, 2012 CommentTax season is right around the corner, and getting a jump on tax moves before December 31 can help you keep more of your hard-earned money. Here are six simple tax tips to raise your tax refund:
-
How to Rebuild Credit with Secured Credit Cards
Tweet Share on Facebook December 3, 2012 CommentWhether you’re just coming out of a divorce, filed for bankruptcy recently, or are considering bankruptcy because of your poor credit history, you’ll need a solid credit repair plan to help you get your finances back on track. Rebuilding credit can take several months or years, depending on how bad your track record is and how much debt you’re carrying. The good news is you can rebuild your credit with a secured credit card. Unlike prepaid and debit cards, a secured credit card is reported to the credit bureaus just like your typical credit card and gives you a chance to improve activities on a fresh new line of credit.
Use these tips to rebuild credit with secured credit cards:
