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4 Easy Ways to Reduce the Weight of Valentine's Day on Your Wallet
Tweet Share on Facebook February 11, 2013 CommentDon't look now, but Valentine's Day is right around the corner—and it can come with a hefty price tag. According to the National Retail Federation, the average male spends close to $170 and the average female spends about half that. Keep in mind these costs are for only one night of entertainment.
In order to keep your Valentine's Day date from taking a huge bite out of your checking account, consider these tips:
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Funding a Startup With Credit Cards? Proceed With Caution
Tweet Share on Facebook February 8, 2013 CommentWhen it comes to starting a new business, funding often comes from family, friends, or a small-business loan from a lender. When these funding options prove to be unavailable, you might turn to credit cards to fund a small business.
According to a 2012 study by Pepperdine University, 40 percent of business owners seeking financing said they'd use business credit cards. However, this option poses its fair share of dangers.
Here are some things to consider if you’re thinking about using a credit card to fund your new business venture:
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17 Creative Ways to Impress Your Valentine if Your Pockets are Empty
Tweet Share on Facebook February 7, 2013 CommentYou want to impress that special someone this Valentine's Day, but your pockets are empty and your card is maxed out. Don't worry: Your romance isn't dead. Aim one of Cupid's arrows at these low-cost Valentine's Day ideas:
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Unconventional Ways to Score an Online Deal
Tweet Share on Facebook February 6, 2013 CommentConventional bargain-hunting methods include checking coupon websites, subscribing to retailers’ newsletters, and doing a quick Google search for a coupon code. But what do you do when these methods leave you without a discount? Consider these four alternatives that could easily ensure you don’t pay full price when shopping online:
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Low-Skill Jobs with the Highest Concentration of College Graduates
Tweet Share on Facebook February 5, 2013 CommentThe Center for College Affordability and Productivity released a study last week confirming what many recent college graduates have known for a long time: a large proportion of grads are working in jobs that don’t require a college degree. What we didn’t know was the situation may have been worse than we realized.
According to the study, nearly half of college graduates are working jobs that require less than a four-year degree.So what low-skill job are you likely to find should you call the wrong side of the coin?
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Are Credit Card Cashback Rewards and Airline Miles Taxable?
Tweet Share on Facebook February 4, 2013 CommentYou’ve been diligent about using the right credit cards for larger purchases to earn those cashback rewards and airline miles, but did you consider whether those freebies and rewards are taxable? By law, you’re required to pay taxes on all types of income including lottery winnings, sweepstakes prizes, and other high-value goods received. Is cash earned from using a credit card, or airline miles you’ve racked up over the year, also considered to be a taxable item? Here’s a closer look at the ins and outs of taxation on cashback rewards and airline miles:
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4 Things to Consider Before Moving to a New City
Tweet Share on Facebook February 1, 2013 CommentBetween 2011 and 2012, more than 1 in 10 Americans moved cities. Nearly half of college graduates move out of the states in which they were born by the time they turn 30. Whether it is for better jobs, family commitments, or educational opportunities, Americans are becoming increasingly mobile.
Much of this mobility can be attributed to a tendency to switch jobs more frequently than Americans have in the past. Job hopping is the new norm among the American workforce, particularly for young employees, and many are choosing to work freelance or pursue startup ventures. The average tenure of an employee has decreased (the median number of years an American worker has been at his or her current job is only at 4.6), and there has been an increase in the proportion of workers in jobs with less than one year of tenure.
As the traditional career paths change, Americans are increasingly in need of a way to compare cities and the many options available to them. These factors are worth considering before relocating:
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Beware of These Super Bowl XLVII Scams Targeting Ravens and 49ers Fans
Tweet Share on Facebook February 1, 2013 CommentMost of us know buying sports tickets from a scalper on the street or team merchandise from the back of a truck is a dicey move. More often than not, these last-minute, back alley deals are scams that leave buyers with counterfeit goods. Fewer sports fans, however, are savvy to the more subtle scams out there—especially those that become more prevalent as Super Bowl Sunday nears.
Below are four scams football fans who are hoping to get in on last-minute Super Bowl action should watch out for this weekend:
