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20 Best Mobile Apps for Saving Money
Tweet Share on Facebook September 20, 2010 Comment (7)From sticking to a budget to finding the best price on literally billions of items, these 20 mobile shopping apps for Android, iPhone, and Blackberry will save you both time and money. Whether you prefer to shop online or at a brick-and-mortar retail store, these apps maximize quality while minimizing cost.
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Want to Save Money? Just Ask.
Tweet Share on Facebook September 17, 2010 CommentOne of the easiest ways to save money is to simply ask for a discount. This might seem obvious, but many people are unaware that they can receive a discount on many of their monthly bills if they ask. Of course, companies are not likely to volunteer this information and they may not give you a discount when you first ask. Here are some categories to target when asking for discounts.
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4 Budgeting Tools That Are Fun To Use
Tweet Share on Facebook September 16, 2010 Comment (2)Most people enjoy budgeting about as much as they do dieting. A budget is often associated with deprivation and tedium. We say no to the things we enjoy so we can make ends meet, all the while enduring the pain of tracking the few pennies we can spend. No wonder so few people use them.
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7 Ways to Save Money on Your Pet
Tweet Share on Facebook September 16, 2010 Comment (3)Is the cost of your doghouse keeping you in the poor house? The American Society for the Prevention of Cruelty to Animals (ASPCA) says the annual cost of owning a medium-sized dog is around $1,580 while a cat can cost you $1,035 each year. If these feline fees and puppy prices leave you scratching for funds at the end of the month, try these seven ways to cut your pet costs and put more purr in your purse.
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How to Track Your Worth Without Going Crazy
Tweet Share on Facebook September 15, 2010 Comment (1)In 2003, I started tracking my net worth and financial development online. I had recently come to the conclusion that if I let my life continue in the direction it had be going, I'd end up deep in debt without a prospect of earning my way out of the hole. I decided it was important for my future well-being to change my approach to money and track my progress online.
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How to Make a Balance Transfer Work for You
Tweet Share on Facebook September 15, 2010 CommentThere is a lot of credit card advice floating around because so many consumers rely on credit cards. For some, the reliance is a positive thing. They pay their bills on time and in full each month to boost their credit scores. They also use credit cards to reap purchase benefits as part of a rewards program. Others are not so credit-savvy, relying on credit cards as an additional source of income, which typically has the direct opposite effect on a credit score.
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How to Find a Good Savings Account
Tweet Share on Facebook September 14, 2010 Comment (1)With the new overdraft rules, a lot of banks are starting to make changes to their checking and savings accounts to overcome the loss of revenue overdrafts were generating. It's a pretty high bar too, with overdraft fees earning over $20 billion last year!
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11 Ways to Pay Less for College Textbooks
Tweet Share on Facebook September 13, 2010 Comment (4)For college students, the back-to-school shopping season takes place several times a year. Each semester arrives with a new list of books that can cost hundreds of dollars. (See also: The Ultimate Guide to Saving for College.)
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A Guide to Tipping Etiquette
Tweet Share on Facebook September 9, 2010 Comment (1)I'll never forget the wonderful sound of change clanking in my tip jar. Back in my student days I worked as a minimum wage server at a local coffee shop to help pay for college tuition. Every tip I earned was always appreciated and my gratuity earnings were carefully budgeted using my student budget planner. Those were tough times.
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6 Alternatives to Low-Rate Savings Accounts
Tweet Share on Facebook September 9, 2010 Comment (4)Low interest rates are great for borrowers, but lousy for savers. Whether you need a place to stash your emergency fund or a down payment for a home, finding a low-risk option that pays more than about 1 percent is a real challenge today. Recently, a supposedly high-yield savings account I looked into paid a miserly 0.45 percent. On $10,000 invested for a year, 0.45 percent yields just $45 in simple interest.
