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How Your Savings Account Is Ripping You Off
Tweet Share on Facebook August 18, 2010 Comment (2)Savings accounts were created as a way of helping bank customers put money away for a particular purpose. These accounts used to be low-balance requirement, no-fee, high-interest bearing savings vehicles. It appears that banks have forgotten this and are now trying to use savings accounts as a way of taking customers’ money. Commercial banks are often the worst offenders.
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Review Your Specialty Consumer Reports
Tweet Share on Facebook August 17, 2010 CommentWhen the Fair Credit and Reporting Act (FCRA) was amended by the Fair and Accurate Credit Transactions Act (FACTA) in 2003, consumer reporting agencies were required to provide consumers with copies of their reports. There were a litany of articles reminding people to review their credit reports at Equifax, Experian, and TransUnion, the big three in the credit reporting world. While those are likely the most important reports you need to review, there are plenty of other, smaller, consumer reporting agencies that request your attention as well.
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How Are You Investing For the Future?
Tweet Share on Facebook August 16, 2010 Comment (1)No matter how much you are currently earning or how old you are, you have a future to think about. While we may not know exactly what tomorrow may bring, it still doesn’t absolve us from the task of investing for our long term future.
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17 Cheap Ways to Jumpstart Your Metabolism
Tweet Share on Facebook August 16, 2010 Comment (4)A healthy metabolism will keep you in shape and raise your energy levels, both of which are essential to smart money management. By staying healthy, you'll save money on health care costs while maintaining your ability to earn a living. Your metabolism – more specifically, your metabolic rate – is how quickly your body is burning calories. So if you’re trying to lose weight, raising your metabolic rate means you’ll see results faster.
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Why You Should Drive a Clunker
Tweet Share on Facebook August 16, 2010 Comment (5)Next to a house, a car is probably most people's largest purchase and spending category. That makes it one of the best opportunities to save money. I think the best way to save money on a car, besides not having one at all, is to drive a clunker.
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15 Things You Shouldn't Be Paying For
Tweet Share on Facebook August 13, 2010 Comment (18)So much money and energy is wasted on things we could get for free. If you're into new, shiny things and collecting stuff, this is not for you. But if you want less clutter in your life and want to keep more of your money, then check out these 15 things you shouldn't be paying for.
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Five Small Expenses That Wreck Your Finances
Tweet Share on Facebook August 12, 2010 Comment (3)It’s easy to focus on the big expenses in life, such as buying a home or a car. But it can be the smaller everyday expenses accumulated over a lifetime that really impact our finances. Some call it the latte factor. Whatever name you give it, watching the smaller, recurring expenses can go a long way to building a solid nest egg.
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5 Ways to Save $1,000 a Year
Tweet Share on Facebook August 12, 2010 Comment (4)Is your wallet feeling empty because of the economic downturn? Having trouble finding the extra money to make ends meet? Try these tips to stash some extra cash without losing a limb or getting a second job. Some tips will pay off instantly, while others may take a few months to bring home the savings, so pick and choose the ones that work best for your lifestyle. Here are 5 ways to save $1,000 per year:
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Say ‘No’ to Credit Card Annual Fees?
Tweet Share on Facebook August 11, 2010 CommentConsumers have been cutting back on credit spending and cutting down on the amount of credit cards they keep active in an effort to stay on track with a budget. This is an essential part of personal financial stability and for the most part it is good to remain frugal-minded.
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The Myth of Good Debt
Tweet Share on Facebook August 11, 2010 Comment (1)Think your low-interest mortgage is good debt? Think again.
