My Money

September 2010


The 10 Worst Credit Card Mistakes

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There are plenty debates over whether or not you should use a credit card, especially if you are in debt. If you have a credit card, you want to be sure you are using it to your advantage and avoid costly mistakes. To help you avoid these mistakes, here is a list of the ten biggest credit card ...

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personal finance

Why College Students Need a Roth IRA

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What's the last thing on the mind of your typical college student? If you guessed retirement, you're probably right. With their first taste of freedom, life outside their parent's home, and all the new pressures of college (studying, social life to name a few), it's not surprising that college ...

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personal finance

How to Save Big With a Cooking Marathon

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Every week, it’s possible to compete in a money-saving marathon. That heated race against the kitchen clock can save time, money and energy. Here’s the race course in my home: On Sunday—or any single day of the week—I can shop, plan and prepare dinner meals for the rest of the week. A well-paced ...

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personal finance

20 Best Mobile Apps for Saving Money

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From sticking to a budget to finding the best price on literally billions of items, these 20 mobile shopping apps for Android, iPhone, and Blackberry will save you both time and money. Whether you prefer to shop online or at a brick-and-mortar retail store, these apps maximize quality while ...

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personal finance

Want to Save Money? Just Ask.

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One of the easiest ways to save money is to simply ask for a discount. This might seem obvious, but many people are unaware that they can receive a discount on many of their monthly bills if they ask. Of course, companies are not likely to volunteer this information and they may not give you a ...

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personal finance

4 Budgeting Tools That Are Fun To Use

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Most people enjoy budgeting about as much as they do dieting. A budget is often associated with deprivation and tedium. We say no to the things we enjoy so we can make ends meet, all the while enduring the pain of tracking the few pennies we can spend. No wonder so few people use them.

[In ...

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personal finance

7 Ways to Save Money on Your Pet

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Is the cost of your doghouse keeping you in the poor house? The American Society for the Prevention of Cruelty to Animals (ASPCA) says the annual cost of owning a medium-sized dog is around $1,580 while a cat can cost you $1,035 each year. If these feline fees and puppy prices leave you scratching ...

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personal finance

How to Make a Balance Transfer Work for You

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There is a lot of credit card advice floating around because so many consumers rely on credit cards. For some, the reliance is a positive thing. They pay their bills on time and in full each month to boost their credit scores. They also use credit cards to reap purchase benefits as part of a ...

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personal finance

6 Alternatives to Low-Rate Savings Accounts

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Low interest rates are great for borrowers, but lousy for savers. Whether you need a place to stash your emergency fund or a down payment for a home, finding a low-risk option that pays more than about 1 percent is a real challenge today. Recently, a supposedly high-yield savings account I looked ...

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personal finance

8 Ways to Save Money in College

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For many students, attending college away from home is the first time they have been entrusted with adult responsibilities. For the most part, everyday money choices would have been handled or at least supported by parents who would have been around to guide students in the right direction while ...

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personal finance

How to Keep Your Financial Information Safe

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Now more than ever, consumers are banking online, spending online, and paying bills online. As a result, we often store our financial data online to simplify these processes. While it is much easier to have our data stored so we don’t have to enter our logins each time we want to access our ...

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personal finance

How to Get on the Budgeting Bandwagon

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Budgeting is a lot like working out at the gym. It's good for you, you know it's good for you, but if you've never done it, it's really hard to get in the habit. Much like going to the gym, or making any change in your life, the key to getting yourself on the budgeting bandwagon is to make small ...

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personal finance

How to Spend Less at the Movies

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I'm a big movie fan and watch lots of movies. I can watch DVDs very cheaply or even free with Redbox or Netflix but I still like to go to the movies. For some movies, I just can't wait for them to come out on DVD. Also, big, action-packed summer blockbusters are a better experience seen on the ...

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personal finance

5 Tax Moves to Make Now

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It may seem a bit strange to be talking about income taxes in September. There are, however, good reasons to think about taxes well before April 15. For starters, there are some big changes in the tax code that go into effect in 2011. Depending on your income tax bracket and investments, some ...

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personal finance

Avoid These 5 Major Money Mistakes

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We all make mistakes. But part of life is admitting them, and then working to fix them. You might be surprised how major some money mistakes can be. Examine your financial habits carefully, and then determine whether or not you are making any of these five major money mistakes.

[In Pictures: 8 ...

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personal finance