On Retirement

September 2010


To Retire Early, Don't Have Kids

By |

If your dreams include retiring early, you’re going to have to save money more quickly than someone who retires at a traditional age. There’s a lot of advice out there about how to save more money: Forego a daily latte, give up cable TV, stop eating meals out, and get your books from the library.

Read More

TAGS:
retirement

5 401(k) Mistakes to Avoid

By |

Many employers offer a retirement plan, such as a 401(k), 403(b), or the government's Thrift Savings Plan. These retirement accounts offer employees a great opportunity to take advantage of tax breaks when planning their retirement. But 401(k) plans and other retirement accounts aren't without ...

Read More

TAGS:
retirement

5 Reasons to Work During Retirement

By |

Many people worry that they might have to work during retirement. Almost half of workers ages 50 to 64 say they may delay their retirement and 16 percent expect to never stop working, according to a 2009 Pew Research Center survey. Here are some reasons working during the retirement years may not ...

Read More

TAGS:
retirement

How to Check Up on Your Retirement Finances

By |

You know the drill for spring cleaning: dig up everything you have and either throw it away or keep it. If what you pick up is broken, fix it and vow to use it from this point forward. Doing so helps keep your house clutter free and it reminds you that there are actually plenty of useful items ...

Read More

TAGS:
retirement

The Recipe for a Successful Retirement

By |

Retirement is one of the most important financial goals you will ever set. But it's hard to know how to start planning for something that might be 30 or more years away, especially when you have other pressing financial obligations, such as student loans, a new family, or saving for a home.

But that ...

Read More

TAGS:
retirement

5 New Costs in Retirement

By |

Most folks think of the costs they will be able to reduce or eliminate in retirement, including work-related expenses, pricey housing near your job, and multiple car costs. But many of us overlook the costs that can increase in retirement. If we don’t plan in advance for these extra expenses, we ...

Read More

TAGS:
retirement

3 Key Facts on Your Social Security Statement

By |

If you are working and paying into the Social Security system, the Social Security Administration will mail you an annual statement. This statement contains a record of the reported earnings on which you have paid Social Security payroll taxes. It also provides an estimate of the retirement ...

Read More

TAGS:
retirement

7 Things to Do Immediately After Retirement

By |

Some retirees want to work on their pet projects, while others can think of nothing else but traveling the world the second they retire. Those are great ways to spend time once you say good-bye to your coworkers. But here are seven tasks you should aim to complete before settling into your ...

Read More

TAGS:
retirement

The 8 Best Places To Retire Abroad

By |

The benefits of retiring to another country are many. The challenge is to make a decision about where to go. Once you begin investigating options abroad you can feel overwhelmed with choices. You need to identify your own agendas and priorities and then select the place where they would be best ...

Read More

TAGS:
retirement

7 Tasks to Complete Before You Retire

By |

The journey toward your retirement finish line is an exciting time, filled with anticipation of your future life. While you may find yourself lost in fantasy about the freedom you will soon enjoy, here are a few assignments you should complete before you graduate to retired life.

[Bookmark the U.S.

Read More

TAGS:
retirement

6 Retirement Income Streams You Need

By |

Coming up with a retirement game plan involves estimating what your expenses will be once you retire. This is not easy, but figuring out what you are spending now is a good start. Then you need to set up a retirement income that will be equal to or higher than the potential spending. But all the ...

Read More

TAGS:
retirement

6 Ways to Catch Up on Retirement Savings

By |

Your nest egg probably isn't as large as you would like it to be. This could be for a number of reasons including a layoff, the stock market slump, or simply because you only recently started investing for retirement. But it’s not too late to build a comfortable nest egg. Here are six ways to catch ...

Read More

TAGS:
retirement

How to Retire Part-Time In Paradise

By |

The snowbird approach to retirement isn't new. Retirees from upstate New York and the Dakotas have been migrating south for the winter for decades. The difference today is that they're migrating farther south. Mexico, for example, has become an established choice among Americans looking to escape ...

Read More

TAGS:
retirement

5 Ways to Calm Your Retirement Fears

By |

I'm still quite a few years away from my retirement. But I struggle not to worry, at least a little, about that time in my life. Will I have good health and enough money? Will there be people in my life to help support me? There are so many unknowns. Instead of worrying about or avoiding the ...

Read More

TAGS:
retirement

5 Ways to Keep Retirement Exciting

By |

After working for decades in a challenging career, retirement can look pretty appealing. We envision endless days of playing golf, watching TV, reading books, and lazing in the hammock. We’ll finally have some time to relax and enjoy life. But some retired people find that they become bored, miss ...

Read More

TAGS:
retirement

Will Your Money Last Throughout Retirement?

By |

Many baby boomers wonder whether they will outlast their retirement savings. On one hand, who doesn't want to live longer? But on the other, who actually has enough money to live forever? Although it’s difficult to predict all of your retirement costs, here is how to determine if your retirement ...

Read More

TAGS:
retirement