Keeping a Job for the Retirement Plan

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I just turned down a very nice job offer within my present industry in part due to the lost future value of my pension and other benefits. A simple net present value (NPV) calculation based on various retirement date scenarios really helped me to fully understand the true value and security provided by my current pension and 401(k) combo relative to the higher salary and 401(k) in the external offer. Many other factors were important in my decision not to accept the offer but having the pension certainly gave an advantage to my current employer.

Ken of TX 10:25AM June 03, 2008

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Planning to Retire

Planning to Retire

Associate editor Emily Brandon tells you how to get ready financially for retirement and to make your golden years the best they can be.

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