How the Merrill Lynch Acquisition Will Affect Your 401(k)

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I AM A WAL-MART WORKER HAVE BEEN FOR 25 YEARS, I WORK HARD TO RASE MY SON BY MY SELF, I ALWAYS FELT MY MONEY WAS SAFE TILL NOW. I COULD SCREEM OR JUST CRY WHAT IS HAPPING TO OUR COUNYRY! MAYBE BUSH SHOULD HAVE BEEN IMPEACHED LONG AGO. WHAT FUTCHER DO WE HAVE, WORKING TILL WE DIE TO KEEP A HOME AND FOOD IN THE HOUSE.I HAVE MONEY IN STOCKS AND THAT SCARES ME TO.WHAT IS AMERICAS OUT LOOK , ARE WE GOING TO FIND OUR COUNTRY IN A FULL BLOWN DEPRESSON ! WHEN OUR BANK IS THE CAN IN THE BACK YARD UNDER THE OAK TREE, GOD I HOPE NOT OR WORKING FOR CHINA BECAUSE WE CANT PAY OUR DET TO THEM. THE NEXT PRESADENT IS GOING TO HAVE A MESS TO CLEAN UP. I HOPE ITS NOT TO LATE !!!!

CINDY WALKER of CA 10:40PM October 14, 2008

JUST LEARN TO TRUST GOD AND MAKE SURE YOU HAVE YOUR SOUL SALVATION RIGHT BECAUSE YOU CAN'T TAKE MONEY TO HEAVEN OR HELL BUT YOUR SOUL WILL GO TO ONE OR THE OTHER. SO ASK YOURSELF WHERE ARE YOU GOING HEAVEN OR HELL.

of NC 1:02PM October 14, 2008

some wise investment guys sold me Mer'm at 25 last time i looked its at 11.25 makes me sick whats next no value? or is it time to double down..

Bill of NJ 12:02PM September 18, 2008

You journalists are also responsible for this mess. Patrick.net was forecasting this for years as you hyped up real estate and mergers. You reported nothing nor investigated nothing about what would happen. How stupid. Public Enemy used to put slogan's like "The Government's Responsible" on their album covers. If this mess had an album, I would put the phrase "The Media's Responsible" on it. Shame on you!

mike of CT 9:28PM September 17, 2008

IF I WERE TO CASH IN STOCKS FROM 401K, WHAT WOULD BE THE SAFEST THING TO "ROLL IT OVER" INTO? I HAVE >10 YEARS LEFT TO RETIREMENT.

JL OF FL of FL 2:50AM September 17, 2008

i've got a ways to go until retirement but some of my coworkers are there now, it's scary and sad to hear a 65 year old guy who's worked 60 hours a week every week for his whole life lose half his 401k inside of a year and not be able to retire,even more scary now that i am "solely responsible for my own retirement" {and everyone elses,via the social security i continue to pay and will never see} i'm thinking the money would be safer under the matress honestly

david of MD 12:15AM September 16, 2008

Combining the largest into even larger is sometimes good, sometimes great, and sometimes no big deal. As a former broker, I am sad to see Merrill go, but as an "almost retiree" it is unsettling to see Bank of America growing when they can't seem to get a handle on their basic business-credit with compaassion for their customers. Their current level of customer service at the banking level stinks from lack of knowledgeable employees and lack of training. So my conclusion is that their service will only get worse, their lines will only get longer, and their payout rate will continue to shrink.

RAJ of TX of TX 10:50PM September 15, 2008

I have a 401K with Merrill Lynch, and my initial reaction was a "depression-style" take your money and run. Watching these banks and investment companies fail certainly makes you understand the frailty surrounding your retirement.

CVD of GA 8:14PM September 15, 2008