I made all of my mortgage payments to WaMu and still lost my home in foreclosure and my finacial life has been a nightmare ever since whatcan I do to regain any losses.after my foreclosure i banked at chase they closed my accountsand refuse to let me reopen another checking account,how can I get help?
janettof CO5:18PM October 11, 2011
When this company WAMU went bankrupt I was told by a rep that all the funding that was in the bank that was of a low to almost negligent account basis would be written off and that no one that did not have large sums of money or negative accounts would be responsible for that funding because this is truly just a disaster of epic propertions, I was just watching the movie Inside Job last night and this country went into major catastrophie in 2008 and we still are not out of it in 2011, the numbers of jobs lost is astronomical so if these banks that think that they're gonna get thier monies back from me are absolutely out of thier minds because they are the ones that caused the problem and President Bush and Obama hired alot of these executives including Tim Geihtner to head thier administrations and the Federal Reserve positions, they both have committed crimes of epic proportions and then used our taxpayer dollars to bail the same banks that failed out of thier bankruptcies and left the American people in the lurch with nothing at all. We have been duped and screwed two times by the very people that caused the problems including the Presidents of the United States, so that why I never voted for either Bush or Obama because of thier crimes, I look at him now on TV and I can't believe that he's even in office. His FBI agents raided my last employer in 2009 at one facility and put them out of business for 2.9 Million in Workers Comp Fraud Insurance but that's because the owner was a crook for the company, put 200+ people out of work with no paychecks and no means of relief, we lost our final paychecks and our jobs.
Dennis Huffmanof CA2:54PM September 30, 2011
Washington Mutual has been still taking my mortgage payment out of my checking account, but Chase said that my housenote is 2 months behind. There are no checks and balances, and I am not paying any late fees due to their mistakes. When I called in about it, nobody would listen, and I was treated very badly and was disrespected.
roseof TN10:24AM June 06, 2009
The very last statement that I received re my cheking account covered only March 17, 2009. Since that time no statement came to me from WaMu-Chase. I don't know what to do !!!
Miklos I Bachof CA5:37AM May 30, 2009
I Have had Two credit cards with Wamu for the past two years. I have always made my payments on time and pay more than the minimum amount. I looked at the accounts today and the interest rate jumped from 9.9% to 29.9%. I didn't get a letter or anything stating that the interest rate would change. I was just wondering if anyone has had a problem with this?
carolof MS2:12PM April 15, 2009
Reference to previous comment: What was the posting error?
Last three digits plus the cents of my monthly payments has been $...530.47. On January 2009 payment was entered as $....503.47. That is a $27.00 short. Consequently because this amount did not covered the exact amount of due payment, my loan account became delinquent for the January 2009.
My check and checking account monthly statement for the period, as well as online banking and the bank internal transactional records indicated a $....530.47 written, posted, and cleared, that is, Washington Mutual had received the usual exact payment for January 2009.
All documents have been provided via certified mail, fax, and direct talk in my area Washington Mutual Branch as soon as I became aware of the issue. The rest of the story is as previous comment I entered. So where has the $27.00 paid by me and not figured out on the account gone (the very reason of delinquency). Who is responsible for this "fraud or error"? There must be somewhere the $27.00 has ended up. Either case, my absolute expectation is that that possible fraud or error are considered a Washington Mutual very problem; what I want is to clean the consequences on me. With respect HM
Hadi Mansoubiof CA6:44PM April 11, 2009
Hadi Mansoubi
28205 Ridgefern Court
Rancho Palos Verdes, CA 90275
Thursday, April 09, 2009
Cash Research Department
Washington Mutual Bank/JP Morgan Bank
Re: Loan Number 0687115253/Your February 26, 2009 letter
Thank you very much for the attention and response.
Unfortunately despite my prompt actions and many assurances that this posting error would have been corrected and cleared from my loan account records within March 15, 2009, and impossibility of any adverse effects on my credit history maintained by the three main agencies, yesterday I received a letter from a credit card provider informing me of a quasi total reduction of my credit line with them. The reason is “delinquencies” on loan payments. This morning, I requested and received a copy of my records with all three agencies. Washington Mutual has reported three 30-day delinquencies. My credit score, consequently, has dropped devastatingly. I am really amazed how a posting error could bring such a consequence for your customer and be neglected to this extent despite it was confirmed by your department, and many other departments of Washington Mutual, including in-person talking and providing necessary documents to Mr. Eric Perzik –Assistant Vice President & Financial Center Manager as you directed me to do (Rolling Hills, CA 90274/Phone # 1-310-541-2518), as well as phone call from the same branch (Ms. Britney), responding to my certified letter & documents, confirmed posting error and apologizing assured me of no adverse effects on my account and credit reporting history.
Attached I send you a letter from my bank confirming the amount paid to Washington Mutual for my January 2009 loan monthly payment along with a copy of your 2-26-09 letter.
I would like the following actions be taken immediately before any further delinquency report will be sent:
-Correct and clear my loan account records of this posting error;
-Communicate to your Debt Collector Department about this posting error and ask them to remove my name and account from their records, and stop any written or verbal call;
-Communicate the error immediately to the three credit agencies, and ask them to remove the false reports and reinstate my credit scores to the appropriate previous position;
This posting error has cost me a lot of time, nerve, and headache up to this moment. I would like to have your help with a high consideration of the matter.
Sincerely
Hadi Mansoubi
C/c:
-Washington Mutual Branch, attention Mr. Eric Perzik at Rolling Hills, CA 90275
-Customer Service Inquiries at Florence, SC 29502-0576
-Customer Interaction at Jacksonville, FL 32231-4016
Hadi Mansoubiof CA4:37AM April 11, 2009
Where can I apply for employment in Georgia?
Ginger Powerof GA11:09AM April 08, 2009
For the past three months, my wife and I have been unsucessful in our attempts to get customer service personnel at Washington Mutual to mail our monthly loan billing statement. When the payment is made late due to the absence of a statement, they still want to charge a "late fee". It appears that no one at the bank or customer service is able or willing to resolve this issue.
Perhaps a new crew showing up at their location to interview us will get their attention, or if necessary a letter from an attorney. Perhaps they are doing this to many people to encourage the collection of late fees. It is now March 11, 2009 and still no statement.
I am just trying to faithfully make my mortage payment on time.
William & Flor Macphersonof CA5:31PM March 10, 2009
I hope that the rate from the account I currently have with Washington Mutual won't go up once it is taken over by Chase.
Reader Comments
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janett of CO 5:18PM October 11, 2011
Dennis Huffman of CA 2:54PM September 30, 2011
rose of TN 10:24AM June 06, 2009
Miklos I Bach of CA 5:37AM May 30, 2009
carol of MS 2:12PM April 15, 2009
Hadi Mansoubi of CA 6:44PM April 11, 2009
Hadi Mansoubi of CA 4:37AM April 11, 2009
Ginger Power of GA 11:09AM April 08, 2009
William & Flor Macpherson of CA 5:31PM March 10, 2009
A. Matthews of CA 4:59PM March 03, 2009