Social Security Debit Card Gains Traction

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escottome of OR 8:27PM March 09, 2013

What happenens if you owe the IRA money with the debit card..Will they take it..How much can you withdraw at a time..If you don't want this can you keep the paper checks coming
?

Carol Turnbull of NY 2:39PM October 04, 2012

I have been a customer for a while and have had my card stolen at least two to three times. Just recently in november 2010,I had a new card issued,But customer service did not follow my instructions for issuing me a new card!! direct express claims they sent two different cards to me,which I did not ask for and now I'am left stranded in chicago illinois,after what I thought would turn out to be a wonderful holiday thanksgiving visit...turned into a complete nightmare!! I only asked for one new card to be issued to me after the previous card was stolen!!
what gives the trusted people I rely upon to do such a thing with my personal imformation?? And these people who work for direct express are supposed to be monitored by the govornment. I think secret service should investigate these things. and I think that social security needs to think again about how safe direct deposite really is. It is not as safe as the govornment thinks!!
My name is david hawkins,I'am from indianapolis Indiana.

David L Hawkins of IN 4:41PM December 02, 2010

I got my Direct Express card last month and had my Social Security check direct deposited to it and yesterday, payday, there it was right on time in my new account.
Today I paid all but one bill online using the card and shopped and took out cash at the register. So far the only people not accepting the card is my car insurance company, The Hartford and I just wrote them to ask why. There is no reason for them to not take it. The card is a Mastercard and the funds are there or there not. It's a prepaid card so there is no risk to a business. Monday morning I'm calling my bank and quitting my account and stopping the bleeding of all the overdraft fees. Banks that gouge people for so much need to be stopped. I could borrow money from the mob and pay less in fees and interest! This is a good card to get.

Robspace1 of WA 5:43PM April 03, 2010

I got my Direct Express card last month and had my Social Security check direct deposited to it and yesterday, payday, there it was right on time in my new account.
Today I paid all but one bill online using the card and shopped and took out cash at the register. So far the only people not accepting the card is my car insurance company, The Hartford and I just wrote them to ask why. There is no reason for them to not take it. The card is a Mastercard and the funds are there or there not. It's a prepaid card so there is no risk to a business. Monday morning I'm calling my bank and quitting my account and stopping the bleeding of all the overdraft fees. Banks that gouge people for so much need to be stopped. I could borrow money from the mob and pay less in fees and interest! This is a good card to get.

Robspace1 of WA 5:43PM April 03, 2010

What happened to Shirley Delaney is exactly what has been happening to me with my direct deposit US bank account. I have recently switched to the direct express card because the unauthorized transactions have, in my case, led to some very expensive overdraft charges. I suspect, as Shirley, that the bank or some one with in the bank may be responsible after all they would not only be getting the unauthorizes amount they claim they would also be entitling themselves to the accumulation of overdraft charges that result. I feel that the integrity in the banking institutions is a thing of the past. The banking business has became a game of hiring attourneys to find loop-holes in the laws that allow them their preditory lending practices such as accumulative overdraft fees as the result of an unauthorized charge. Untill their is a consequence or penalty imposed for the unauthorized transactions on our plastic we can only expect more of the same to come. Its a free shot at stealing money for those with the equitment and capacity to do so. I have never been offered anything for the errors besides an appology and a bunch of paperwork to fill out denying the transaction. Immagine if the consequence for shoplifting was the same as the consequence for unauthorized transactions and all you had to do was appologize and put the merchandise back but only if and when you got caught. This is the nature of our plastic world. The rich are afforded the opportunity to be sneak theifs from the poor and there is never a consequence for getting caught.

cal of ID 4:11PM February 03, 2010

Well, I was thinking of going to Direct Express but after reading the comments of Sharon and Shirley I think I'll stick with get my check through the mail. However, our other government agency the USPS held up my mail on day last month. Hence, my reason for checking out "Direct Express" Yep, can't win for losing sometimes.
Good luck everyone.

Barb M. of IL 10:26AM December 22, 2009

I thought that I would have the convenience of using the Direct Express card to make online payments to save on paper bills. No way! All of my accounts for credit related bills will not Accept a Debit card, but ONLY a Bank Account. And so, to further, avoid the $1.50 phone transfer to the Bank account I have to go anyway to the bank, for them to withdraw and deposit into my account, which Direct does NOT charge for (but Only a bank teller can do this to my knowledge.) If that is not enough, the bank gets sick and tired of paying all my my checks out in the checking account and they are now charging me almost $10.00 to maintain the checking and savings account which would otherwise remain free if I had Direct Deposit. Some incentive. However, at least they DO answer the phone when I have a question.
So, guess what? I'm changing my deposit from Direct Merchant to Direct Deposit and foregoing the false "convenince" of that card, Besides the hair pulling of trying to get ahold of a "live" customer service rep.

Sharon of NV 5:41PM October 05, 2009