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Planning to Retire

January 2010


Free Retirement Financial Advice

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Meeting with a financial adviser can be expensive. The National Association of Personal Financial Advisors (NAPFA) says its members, who receive only fees and not commissions, generally charge clients between $150 and $300 an hour. But for two days only NAPFA and Kiplinger’s Personal Finance

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retirement

How To Crack Into Your Nest Egg Early

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Retirement accounts are generally intended to finance life after you leave the workforce. When you crack into your nest egg before retirement you rob yourself of tax-deferred growth. But if you do need to access to your retirement stash before age 59 ½, there are a variety of ways to avoid ...

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retirement

What Retirees Wish They Had Done Differently

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Even relatively wealthy Americans have begun to significantly cut back on spending. More than half of affluent investors have downsized their lifestyle over the past year, according to a new Merrill Lynch Wealth Management telephone survey of 1,000 Americans with investable assets of $250,000 or ...

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retirement

8 Retirement Gift Ideas

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As the oldest baby boomers begin to retire, you may want to honor some of these retiring colleagues with a retirement gift. U.S. News asked a cross section of business etiquette experts how to appropriately recognize a coworker’s retirement. Here are eight gift ideas to get you started.

Hobby gifts.

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retirement

The Pensioners Versus the Pension-less

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The haves and have-nots in retirement will largely be defined by who is offered and best utilizes a retirement plan at work. Only about half of private sector workers had any sort of employer-sponsored retirement plan in a given year between 1979 and 2008, according to a new Center for Retirement ...

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retirement

6 Problems with Retirement Planning Software

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Financial planning software can be a useful tool to create a retirement savings plan. But many computer programs fail to adequately account for several major retirement risks, according to a new review of 12 financial planning computer programs commonly used by consumers and financial professionals ...

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retirement