Retirees At Risk of Outliving Savings

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WASHINGTON — — The NFL needs a "culture change" -- and perhaps major modifications to helmets, injury-reporting procedures and practice rules -- to better protect players from head injuries, two prominent neurosurgeons said Wednesday.

"We're at that tipping point where there is probably going to have to be an enormous culture change that occurs that will happen over years," Richard G. Ellenbogen, co-chairman of the NFL's Medical Committee on Head, Neck and Spine, told reporters after a one-day, league-financed educational conference.

"The youth athletes are looking to the professionals as role models, and the professionals now realize if they don't do it right, the kids aren't going to do it right," said Ellenbogen, a University of Washington professor.

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Planning to Retire

Senior editor Emily Brandon tells you how to get ready financially for retirement and to make your golden years the best they can be.

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