9 Ways to Avoid Medicare Sales Scams

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Where can we find information that tells us outright whether a plan is a Medicare Advantage plan, a Medicare Replacement plan, or a Medicare Supplement plan? I have a Medicare Advantage Plan and I need to know if this is the best plan for me. Where can I find out?

Tommie Poole of AL 2:23PM January 20, 2009

blue cross blue shield health options is one of the most crooked companies i have ever seen. i am a retired school teacher on disability. i have had no doctors care for my herniated lumbar disc and severe sciatica problems do to blackballing by crooked doctors in the network who bad mouth me in my records causing future doctors to refuse to medically care for me!! even my own University of Miami( i am an alumni 1970,1972) has refused to see me in the Lois Pope Spine center after receiving Health Options doctors records!! I have had no doctors care for 6 months and i am suffering great physical pain. elaine st george 5095 van buren rd delray bch. fl 33484 561-381-4036 maximus( dan dever) and cma and any medicare fraud department has done nothing to help me so far. jennifer rodriguez ( health options appeal in miami, fl is horribly neglectful and abusive. when i tried to gain their help she said, that she did not care.

elaien n. st george of FL 3:00AM December 18, 2008

Insurance professionals get a bad rap here. The Medicare market is so confusing, most people need the help of a knowledgeable professional to make the appropriate choice. And since Congress, in its wisdom, legislated short enrollment periods and allowed Companies to change their products every year, Seniors now have to review their options annually!
The complaint percentage in this market never exceeded 1/2 of 1%, lower than almost any other industry! But since the Carriers refused to stand up to defend their distributors, they were handcuffes in their inability to easily contact their clients.
Who suffers? The Seniors. Shame on Congress, the Companies, and CMS for taking a valuable program and making it so confusing and restrictive!

Eric Neishloss of PA 6:54PM December 17, 2008

Let's solve this problem by doing away with the whole Medicare D game. All we ever needed was a plan like described at end of this article:
"Seniors pay nothing for prescription drugs."
Can't afford that? Okay. Pick your number.
Seniors pay 10% at pharmacy. Or 20%, or whatever. That is ALL that was ever needed, but Bushies let corporations go wild instead. Time to reverse the whole game to something understandable with NO invitation to "plans" to fleece "people".

of 11:31AM December 17, 2008