10 Trends in Longevity

And what if we just paid the doctor as we went along....and only paid "insurance" for catastrophic events?

At 54, by the time I pay my $395 monthly premium and then incur the first $5k in deductible...what a deal that is not...I am out 10k and I rarely visited a physician.

Insurance is for guaranteeing help when you need it..not developing a system whereby we all pay what someone else dictates regardless of our health situation.

If people were responsible for their regular appointments and ongoing prescriptions and only paid insurers for that event or events that occur infrequently but can be too costly for the average budget the overall costs for good health care would be equivalent to the way a person maintains themselves overall and over time.

Insurance is too costly for the average budget. It cuts right into the disposable income that might have gone to purchase goods or services.

I think insurance companies and banks are owned by the same stockholders. That is a big clue as to how this is creating the great divide between the haves and the have nots...

Claudia R. of IN 12:51PM April 11, 2011