Include Healthcare in Retirement Savings

I know I am dating myself, when I remember going to the doctor only when I had been sick for a while. And when I did, I did not have to wait for an hour or more to see the doctor. They kept pretty much to the scheduled appointment time and did not over book. When we were finished with the doctor we went to pay what we could, here is a thought in cash, and if we did not have the whole amount we had a balance that we either paid on monthly or during our next visit. I did not make much but it was affordable.

I know advances in technology has much to the increase in, what is now viewed as a right, the cost of medical care. But I have to ask if the very thing we all feel we have to have, insurance is the main cause of spiraling health care cost. Once the government mandates everyone has to have medical insurance, not just access to it, that pretty much throughs out any type of cost control that competition would provide. Instead we have mandated insurance, telling us what to buy, convincing us that we have to pay more as we get older and on an annual basis even if you are in good health and do not use it.

Then you through in the money sucking attorneys and their mentions who chase every patient who does not heal, or is injured or reacts unusual to a procedure or approved medication and you through in mal- practice (insurance) , which is much like pornography, because you really can not define it. We forget medicine is an art not an exact science but if we can twist it and make someone pay, many decide to sue.

Some much for the rant of a normal guy trying to make it. So much is wrong....

Ronnie Schnell of FL 9:38PM September 09, 2010