Use of High-Deductible Health Plans Soars

Reader Comments
Back to blog

Ridiculous! Stop trying to make this sound good.......you're talking to the wall!

Marjorie of PA 7:42PM January 04, 2013

What about people with pre-existing conditions? These people do not have the luxury of benefiting from so-called wellness measures. In their situation, it is necessary to have the routine checkups and purchase oodles of expensive medications just to survive. It is obvious that the high deductible plans were created to allow the subscriber to cover their own healthcare expenses. The health insurance industry is losing sight of its original purpose(providing reasonable coverage to its customers) and is only primarily concerned with pleasing shareholders. There are only two types of people, those who already have preexisting conditions and those who (sooner or later) will inherit a preexisting condition. I only wish I were there to witness when those non-caring individuals who create such policies become victims of their own handiwork.

Mike (kidney transplant recipient) of DC 8:10PM October 01, 2012

These plans are super expensive. It used to be only a few years ago when we paid these sort of premiums for plans with $0 deductible and flat co-pays. We hear a lot of rhetoric about the increased cost being due to more utilization and better technology but nobody did a study to let us know what is causing these huge insurance premiums for bare bone coverage.
By the way, many of these plans are used by insurance companies for their own employees (United, Aetna, and others) because these are the only plans they offer.
This is benefiting only one player, the insurance industry. Let's face it is free money for them.

Brenda of NJ 5:56PM September 07, 2012

The majority of the increase (1.4 of 2.1m) in users came from the Large Group Market, or companies with 50+. Of those, I would like to know how many people had an HSA 'forced' on them vs. those who elected it based on its merits.
For a complete overview of an HSA and its benefits, check this link: http://www.hsaedge.com/2012/05/28/what-is-a-health-savings-account-hsa/

Evan of CA 11:17AM June 05, 2012