Obama's Housing Rescue Expands: 6 Things to Know

Obtaining a loan modification from your lender can be tricky. Let me teach you how to wrestle the sharks (your lender) and WIN!!!!

If you need professional help with your mortgage modification and want to use someone who will look out for your best interests and not any of these fly by night scammers you will find on the internet, then please call: 760-586-2413

If you want and can do this yourself, then keep reading and get ready for the good FIGHT! I wish you the best of luck and remember to never give up your American Dream.

2.2 Million homeowners may face foreclosure over the next couple of years. Many borrowers are stuck in these toxic adjustable rate mortgages and they cannot refinance out of them as their payments are going through the roof.

When you become late on your mortgage or you are facing foreclosure, dealing with your lender can be much like dealing with Guido and his band of mobsters that think breaking knees in better than working things out where everyone wins.

So, I thought it would be great to give homeowners some and the tools plus the education to assist them through this rough time. The tools I lay out here will allow you to FIGHT back against these unscrupulous lender loss mitigation departments and WIN!

For immediate help or questions , go to this link:

http://www.trade-pals.com/business-professionals/Mortgages-Personal-4007.html#help

PLEASE READ AND COMMENT ON MY BLOG HERE'S THE LINK

http://rjfinancial.tripod.com/modhelp/

THERE IS A LOT OF FREE INFO ON THAT BLOG AND ITS VERY EDUCATIONAL. I WANT TO SAVE AS MANY HOMEOWNERS AS POSSIBLE, BUT I ALSO WANT TO EDUCATE SO WE DONT GET IN THIS MESS AGAIN SO PLEASE CHECK IT OUT!!!!!!

1-760-586-241

C.JONES of DC 3:10AM August 11, 2009

I was just reading through the comments on this board and thought I'd share the experience my wife and I had dealing with a private mortgage modification company in Philadelphia after attempting to get a modification on our own. We called National Mortgage Modification, www.nationalmortgagemod.com after my wife's colleague recommended them. We originally tried getting our mortgage modified on our own but after 3 months we received a rejection letter in the mail and at that point we were late and our savings were almost gone. I was skeptical at first given all the negative press we were reading on the private mortgage modification industry as a whole, but after talking with one of their consultants and then visiting their office we decided to give them a shot. They were honest and open with us from day 1 and they made the application process much less stressful than when we tried it on our own. Not only that - they showed us what we had done wrong the first time we applied for a modification and they helped us with our application to obtain a new, affordable mortgage payment. So for other readers that want the best shot possible at obtaining a modification, I recommend giving the people at NMM a call. They'll tell you right off the bat if you have a chance or not. 888-799-0797.

Jeremy Flick of PA 6:00PM July 22, 2009

I have been trying to refinance my home since January and have not been able to do so because I don't fit into a program. Which I don't understand. I do pay my mortgage on time but it is climbing rapidly and I would like to head off forclosure. I am not behind, so:

-I don't fit into the forclosure modified payment program.

-I don't fit into the refinancing program set up by HUD. The value of my home has dropped about 29,000 dollars.

-I can't refinance because I did get an appraisal (400.00) down the drain and the programs out there do not want you to get an appraisal.

-I was told that I could not refinace because I had a paper mortgage??? I have no idea what this means.

-I have two mortgages so therefore I cannot refinance because they don't have a program for two mortgages to be combined.

Does someone out there know of a program that I could look into before I do have to go into forclosure. I would think that this administration would want to help before people do get to the forclosure stage. Which is where I am going because of the increase in the mortgage payments.

Irene of CO 6:04PM July 21, 2009

i am in a situation where my income has been reduced by 40 %, my expenses continue to rise, and i couldn't re-fi my home when interest rates dropped recently because 5/7 homes in my neighborhood went short sale/foreclosure and my equity tanked on my home that i put $80,000 when i built it 5 yrs ago.

of course, to makes matters worse...my income dropped and now NOBODY wants to touch me because despite a credit score of 780, i look like a huge risk. so again...let my ask...why should i continue to do the right thing and attempt to keep on paying my bills on time while it keeps my up all night wondering how i can afford to buy toilet paper for the house when we run out?

i didn't ask for a handout...just the opportunity to refi on my mortgage which i thought was a no-brainer seeing as though i have fought to keep my credit rating impeccable.

so why, when foreclosure and bankrupcies are so trite, should i keep on going??!! is there anybody out there with some answers to help those of us that are just barely keeping on track navigate through all of these programs that are supposedly going to help homeowners stay in there homes BEFORE i need to fall 6 months behind on my mortgage to finally get the bank to return my phone calls?

why would a bank want to foreclose on a home or take a short sale on a home instead of working with the current homeowner that wants to stay in the house? why do we do the right thing??!! why is all of this fully of ironies instead of commom sense?! is anybody out there listening??!!

p kelley of MA 10:35AM July 21, 2009