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Why Are Younger Workers Attracted to Guaranteed Income?
Tweet Share on Facebook May 16, 2012 CommentAccording to a survey by The Hartford, the younger the worker, the greater the attraction to having the ability to take at least a portion of a retirement account as guaranteed income. A high percentage of workers in all age ranges found this appealing, but the greatest appeal was among workers under the age of 30, with 95 percent of these workers responding affirmatively to the survey.
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Guarding Against Inflation
Tweet Share on Facebook May 15, 2012 Comment (1)Your 401(k) investments have an enemy. Something is trying to eat away at your long-term savings, even as you see investing gains and push yourself to save and invest more.
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The Fiscal Cliff: Can It Be An Opportunity?
Tweet Share on Facebook May 14, 2012 Comment (1)If you have not yet heard about the “Fiscal Cliff” in the press, you must have been taking a wonderful vacation on a secluded island. I envy you.
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3 Ways To Own Real Estate In Your IRA
Tweet Share on Facebook May 11, 2012 Comment (8)Are you tired of treading water in the stock market? Looking to “opt out” of market volatility as much as possible? Many smart investors are looking for insulation by upping their allocation to asset classes that have little or no correlation to the equity market.
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7 Threats To Your Retirement
Tweet Share on Facebook May 9, 2012 CommentSaving for our retirement becomes more and more challenging each day. Longer life expectancies, fewer traditional pensions, and volatile investment markets are the most obvious challenges. Beyond that, here are seven other threats to your retirement:
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Retirement Planning: Couples' Edition
Tweet Share on Facebook May 8, 2012 CommentDoes your spouse or partner know how much money you have in your retirement accounts?
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Transitioning Into Retirement
Tweet Share on Facebook May 4, 2012 Comment (1)Recently, we've had several clients make the transition from their last job into full-time retirement. The financial industry, as a whole, has not done a great job of providing an effective roadmap for this momentous change across nearly every facet of one's life. However, I'll take this opportunity to highlight three of the most important challenges that our clients have faced and offer you some ideas to benefit from their experiences.
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7 Signs You're Getting Bad Financial Advice
Tweet Share on Facebook May 3, 2012 Comment (3)During the height of the financial crisis, a study compiled by Prince & Associates showed that 81 percent of investors with $1 million or more planned to take money away from their adviser.
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401(k) Balances Up 62 Percent; So What?
Tweet Share on Facebook May 2, 2012 Comment (3)Fidelity recently announced that the average balance in 401(k) accounts was 62 percent higher as of March 31, 2012 vs. March 31, 2009. Of note here is the fact that the S&P 500 index hit its low point of the 2008-09 market decline on March 9, 2009.
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Big-Picture Diversification
Tweet Share on Facebook May 1, 2012 CommentInvesting in 401(k)s may be the most popular way many Americans prepare for retirement. When you’re creating your retirement savings and investing strategy, though, there’s more to consider.
