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The Smarter Investor

December 2010


How to Build Your Financial House

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Your home is a special place. It provides you with safety, shelter, comfort, and enjoyment. It's tailored to your specific needs, wants, and desires. It's a reflection of your taste and your personality. Your asset allocation plan—or your "financial house"—is just as special and reflective.

Before ...

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TAGS:
mutual funds
investing

When Is the Right Time To Invest?

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After enduring two bear markets in the last decade, investors are trying to time the market more than ever before. Trying to catch the recovery by jumping in and out of stocks has become a popular daytime sport.

As tempting as it might be to chase performance, individual investors should avoid this ...

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TAGS:
investing
mutual funds

4 Ways Money Buys Happiness

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If you have ever felt confused about the relationship between money and happiness, you're not alone. Even the Beatles were torn over the subject, declaring in one famous song, "You can't buy me love," and then lamenting in another, "Your lovin' don't pay my bills—give me money. That's what I want."

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TAGS:
investing
mutual funds
money

15 Year-End Financial To-Do's

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The year is coming to an end, and with any conclusion comes a last-minute checklist. This is your final financial to-do list of 2010. With only a few days to complete these items, do not waste time getting started.

1. Fund your IRA or Roth IRA. For 2010, investors can add up to $5,000. If you're ...

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TAGS:
investing
mutual funds

5 Things to Consider for Retirement

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The most important financial goal is saving for retirement. Unfortunately, no one is going to hand over a hefty bag of cash when you stop working. You can't get a loan or scholarship to pay for your living expenses in your golden years. So it's all up to you. Here are a few things to consider as ...

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TAGS:
investing
mutual funds

Why You Shouldn't Chase Investing Trends

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On my weekly radio show, listeners have asked "I heard that the dollar is going to fall in value—so is there a falling dollar fund?" Another caller wondered, "Inflation is forecast to rise—is there a rising inflation fund?" The answer is: You don't need to buy these things. The marketing department ...

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TAGS:
investing
mutual funds

Zen and the Art of Asset Allocation

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While it has been proven that an active investor's machinations over his portfolio probably won't help his returns, a recent study has shown that it won't help his happiness, either. The Gallup World Poll of 132 nations and more than 136,000 respondents reveals that the United States, although it's ...

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TAGS:
investing
mutual funds

Why Mutual Funds Are the Best Investment

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Mutual funds may not look sexy, but for most people, they're the best way to achieve financial goals. That's because mutual funds are professionally managed and offer diversification, which you don't get when you buy individual stocks.

First, let's consider why professional management matters. When ...

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TAGS:
investing
mutual funds