• Money
  • The Smarter Investor

The Smarter Investor

March 2011


What Is Asset Allocation Anyway?

By |

Yale professors studied money managers to uncover the source of their portfolio performance. They found that 90 percent of the returns came from the markets where they invested. Less than 10 percent came from the individual stocks they bought, and the timing of buying and selling investments. For ...

Read More

TAGS:
investing
mutual funds

Hate Bonds? Try This.

By |

The current interest rate situation makes purchasing bonds tricky at best. However, every complete and comprehensive financial plan will include an allocation to investments that provide a fixed-income stream.

So if bonds are not the greatest investment right now, but investors should still allocate ...

Read More

TAGS:
bonds
loans
investing
mutual funds

Why You Shouldn’t Listen to Wall Street

By |

Have you ever met the crazy conspiracy theorist who is convinced that a well-executed and malevolent plot lurks behind most events? These were the people whose eyes bugged-out during Y2K, who are convinced that Apollo 11 never landed on the moon, that the World Trade Center was actually blown up by ...

Read More

TAGS:
mutual funds
investing

How to Evaluate Your Investments

By |

Choosing investments is a major piece of your portfolio puzzle. Deciding when to buy and when to sell is equally important. The question is: How do you make these decisions correctly? The concept here is about research and as always, there are two major sides—fundamental analysis and technical ...

Read More

TAGS:
investing
mutual funds

How to Monitor Your Investments

By |

Investing is not an end unto itself, but rather a means to an end for most people. Whether your goal is a comfortable retirement, funding your kid's college education, or buying a house, your savings and investment activity is a means to those ends. Here are some ways you can monitor your ...

Read More

TAGS:
investing
mutual funds

3 Reasons To Be Cautious About Bonds

By |

Everyone knows that a well-diversified portfolio should contain bonds. Bonds typically provide stability and keep portfolios safe, especially when the market is tanking. But sometimes, that last statement couldn't be further from the truth.

Here are three reasons why you should be leery of the ...

Read More

TAGS:
investing
mutual funds

5 Tips for Evaluating Mutual Funds

By |

There are more than 7,000 funds from which to choose spanning a variety of asset classes and investment styles. How do you decide which funds are right for you? Here are five tips for evaluating a mutual fund:

Understand the fund's objectives and investment style. Look beyond the fund's name and its ...

Read More

TAGS:
mutual funds
investing

Why Rebalancing Your Portfolio Is Important

By |

Rebalancing your portfolio is one of the keys to successful investing over time. Rebalancing means adjusting your holdings—that is, buying and selling certain stocks, funds, or other securities—to maintain your established asset allocation. For example, let's say your asset allocation is 60 percent ...

Read More

TAGS:
investing
mutual funds

Why Investors Should Avoid Load Funds

By |

If there were two gasoline stations across the street from each other that both charged the same price per gallon, but one charged an extra 10 cents per gallon for paying with a credit card, would you go to that station? No. The same is true for mutual funds. That's why investors have to watch out ...

Read More

TAGS:
investing
mutual funds