• Money
  • The Smarter Investor

The Smarter Investor

August 2011


Make Diversification Work for You

By |

You hear it all the time from investment professionals and nonprofessionals alike: Investors need to diversify. But what does that really mean? For some people trying to do the right thing, their method of diversification can actually be a series of bad decisions. It is time to examine what ...

Read More

TAGS:
mutual funds
investing

Inflation Is Low…Right?

By |

 Many investors are concerned with the recent volatility we’ve experienced in the markets; there seems to be a constant flow of bad news these days. Economic growth, both domestic and in Europe, has been fragile at best. Our economy struggles. The 9 percent unemployment rate and the debt issues ...

Read More

TAGS:
investing
mutual funds

How to Manage Your Investment Anxiety

By |

As uncouth as it may be, worrying about one’s investments seems to be the order of the day. And it’s no wonder. As the markets careen to and fro, publications are replete with stories of advisors and Wall Street pros dumping their stocks in favor or bonds and cash as they scurry to the sidelines.

Read More

TAGS:
investing
mutual funds

3 Lessons From the Sell-Off

By |

Like the previous two weeks, last week was a roller coaster ride. If you had the typical portfolio like most Americans, you lost around 15 percent in less than a month. But let's not dwell on the negative. Let's talk about what we can learn from this difficult time. 

First, because companies have ...

Read More

TAGS:
mutual funds
investing

4 Tips for 401(k) Participants

By |

Market volatility continues to provide investors with a wild, scary ride. In the face of this market turbulence, here are four timeless tips for 401(k) participants:

Continue to save. During the 2008-2009 market decline, many 401(k) participants lowered their deferral rates or stopped salary ...

Read More

TAGS:
investing
mutual funds

For Investors, Patience Pays

By |

When the stock market throws a tantrum for several days or weeks, it's natural to get nervous and be tempted to sell or change your investments. The last few weeks have certainly been a test of investors' ability to withstand sharp drops in value and increases in market volatility.

What's the best ...

Read More

TAGS:
investing
mutual funds

Are More Real Estate Foreclosures Coming?

By |

Lower home prices and less expensive credit are providing an incentive for many buyers to step into today's market.

Recently, I spoke with two friends who work in the banking and real estate industries about the future of the housing market. One friend asked the other: "Are we going to see more ...

Read More

TAGS:
investing
mutual funds

Remember the Law of Compound Returns

By |

When the markets get turbulent as they are today, investors get emotional. We want to react. Today is a fear day, but last month there were greed days. On fear days, we react. We wonder, "How much more money can I lose? Should I be getting out?" On greed days, we get excited and after looking at ...

Read More

TAGS:
investing
mutual funds

3 Ways to Fix Your Own Debt Ceiling

By |

Americans can finally rest assured that the debt ceiling issue is behind us. Or is it?

Think of the debt ceiling issue as someone who says, "For the next year, I will pay my mortgage with my credit card. I will then pay back what I borrow on my credit card with some spending cuts that I take over ...

Read More

TAGS:
investing
mutual funds

Stick With Tried-and-True Funds

By |

A bunch of new exchange-traded funds (ETFs) and mutual fund announcements have come across my desk lately. One was for the Guinness Atkinson Renminbi Yuan & Bond Fund (GARBX), a bet on China's currency. There's also the First Trust NASDAQ CEA Smartphone Index (FONE), an ETF that invests in smart ...

Read More

TAGS:
investing
mutual funds

There Is No Perfect Investment

By |

As the media frenzy around the debt ceiling talks continues to raise the hackles of even the most self-possessed investors, the lure of finding the so-called "perfect" investment has become increasingly popular. Investors look to find that special investment that will protect them from the markets'

Read More

TAGS:
investing
mutual funds