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The Smarter Investor

March 2012


Stay Invested in Stocks

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Greek debt, U.S. debt, Iran’s nuclear program, high unemployment, gas prices at $4 per gallon, and the politics of a critical election year: Have we really just completed 10 consecutive quarters of positive GDP Growth?! In other words, the economic recovery is practically two-and-a-half years old!

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TAGS:
investing
mutual funds

Why Bonds Aren't In Trouble

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In my last post, I described what I believe is the largest bubble ($95 trillion in size) of our lifetime: the debt bubble. Since then, as expected, I’ve received feedback on how I may be wrong about my bubble thesis. I certainly could be wrong, but I certainly don’t think I am.

I got the same ...

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TAGS:
investing
mutual funds

Does an IRA Still Make Sense?

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A recent survey by TIAA-CREF showed that:

  • 38 percent of Americans who currently own an IRA account contribute up to the maximum amount allowed
  • 55 percent of those IRA owners are contributing less than the maximum amount.
  • 76 percent of those polled said they are not contributing to an IRA at all.
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    TAGS:
    mutual funds
    investing

    Why Bonds Are the Riskiest Asset Class

    By |

    Sophisticated real estate investors understand the proper use of debt and how it can juice up your investment when used prudently. Small business owners also understand the appropriate use of debt: to grow business, buy out competitors, innovate, and expand operations. Those in the know understand ...

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    TAGS:
    investing
    mutual funds

    The Market Has Doubled; Now What?

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    The S&P 500 Index bottomed out on March 9, 2009 at 677. Since the low point of the 2008-09 market drop, the index has roared back and as of the market close on Tuesday stands at just over 1,400. While still lower than its 2007 high of 1,565, this is still an extraordinary market rally. The index ...

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    TAGS:
    investing
    mutual funds

    The Death of Roth Conversions?

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    Suppose your rich great uncle left you a large inheritance, but you had to choose between receiving $1,000,000 or $850,000. You’re no dummy; you would go for the cool million!

    Let’s make this scenario a little more interesting. Suppose the $1,000,000 is fully taxable as ordinary income, but the ...

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    TAGS:
    investing
    mutual funds
    taxes

    The Tax-Efficient Frontier

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    Most men carry a wallet. Some carry a purse, but that’s a whole other blog post. Most men carry their wallet in the same pocket every day. Personally, I feel it’s more comfortable in my left pocket. If I have a hole in my preferred pocket, I reposition my wallet to the other pocket and ...

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    TAGS:
    taxes
    mutual funds
    investing