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The Smarter Investor

October 2012


Investing's Rules of the Road

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After a recent car trip I was asked, “How was the drive?” My response was typical for any Washington, D.C. area driver, complete with commentary on traffic and speed: “Traffic was great and I did 65 mph the whole way.”

But was it really? I know the traffic was light because I experienced it, and I ...

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TAGS:
investing
mutual funds

How a Dogged Focus Helps Investors

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Have you ever seen a dog chasing a Frisbee? The dog locks onto the spinning disc with singular focus and launches into a dead sprint. Well-trained dogs run to where the Frisbee will land, make slight adjustments along the way, and arrive in time to make the catch right before it hits the ground.

A ...

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TAGS:
investing
mutual funds

Fearful Investors Still Shouldn't Hide

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The loudest refrain I’ve heard from investors and financial advisors over the past few years is the gloomy chant, “I don’t care about return on my investment, it’s return of my investment that matters most to me.” The song is a sad one, but it reflects more than a decade of woe for many investors ...

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TAGS:
investing
mutual funds

Are Collectibles Good Investments?

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One of the justifications my husband uses when purchasing collectible Christmas tree ornaments is as follows: “If we’re ever in a tight spot, we can sell these at a profit. They’re an investment!”

Fortunately for our future, I don’t plan to rely on the many collectibles that my husband ...

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TAGS:
investing
mutual funds

The Election and Your 401(k)

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We all know the economy can affect presidential elections.

But how do presidential elections affect the economy?

Anytime our nation faces uncertainty, there will be a level of instability in the market. While that's temporary, it can make some investors nervous. During the weeks leading up to the ...

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TAGS:
investing
mutual funds

Do You Need Bonds in Retirement?

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Traditional financial advice suggests you invest in a mix of stocks and bonds in planning for your retirement, and shift the mix more towards bonds as you age. The reason for this advice is that bonds tend to be less risky and have lower volatility than stocks, and are often countercyclical to ...

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TAGS:
investing
mutual funds

Why Bother With Rebalancing?

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 Each time a quarter comes to an end, we talk about rebalancing.

There’s nothing magical or significant about quarter-end. You could set a calendar reminder to rebalance three times per year if you preferred. Quarter-end simply provides a good reminder to reassess and rebalance your 401(k) portfolio ...

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TAGS:
investing
mutual funds