Should Your Credit Report Cost You a Job?

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This is discrimination at its best. Those who are out of work or have been sick or whatever the circumstances should be allowed to work without looking at their credit report. These are the people who NEED to work to get things back on track

Sonja of MI 9:11AM May 24, 2012

In todya's world with over 8% unemployment, how an unemplyed person can mantair a good credit record? So, once again, what is the purpose, another screening hurdle design by an a...hole in a HR department!?!?!?!

A.E.S. of FL 8:13AM May 09, 2012

In response to Twillight; actually, you are completely incorrect. A 'greedy, selfish CEO didn't make up this requirement for employment, it was/is a (typically) liberal, Human resources person who thought it would be a 'neat' criteria for employment screening. I am personally unemployed but I have great credit. i refuse to accept an interview or employment from any company that requires a credit check for a position that it would have no bearing for. I will lose my house and live in a cardboard box before I do. We are all becoming too complacent - we should all be screaming at the top of our lungs at these invasions of privacy. It is still America, after all.

Outraged of NC 6:31PM April 13, 2012

What does this credit report has to do with jobs that dont involves in money handling? If many companies refuses to hire because you lack fiancially. Duh that is why usa is in deep unemployment lost. Why Thanks to those greedy selfish ceo who just dont understand economy raport

twillight of WI 9:40PM March 23, 2012

So will there be light at the end of the tunnel? I am a single mother of four children. I am unemployed and can't get a job that pays enough to cover my bills becuase of my credit. I have great work ethic! I have a master's degree! No criminal record! But I can't make ends meet because of the financial hardship of supporting four children. I made it to the final stage of the hiring process for a state job, then was denied employment becuase of my credit. I am at my wits end!

A. Clark of OH 6:41AM February 03, 2012

Another Road Block to Job creation: If I were borrowing money from my employer, then yes they have a right to check my credit history, but not if I am seeking a job.
It appears as though they are now able to determine the ethics of a person by merely looking at their credit report. If this is the case they should also investigate a person's religion and sexual preference. Do they even believe in God? (43% of all Atheists, Agnostics & Muslims have a death wish).
We should also find out how many times a potential employee or Independent contractor has been divorced, re-married and if they cheated on their spouses. (57% of all people who have cheated on a spouse(s) are likely to lie & cheat on their employers).
How many parking tickets has a person had in the past? (51% of all parking ticket offenders do not respect authority).
Is this person a Republican or Democrat? (47% of all Democrats are more liberal than Republicans and may show out of control spending tendencies, in an effort to pay down the bills of their Republican predecessors).
At one time the Insurance Companies were trying to pass a bill that would enable them to raise your insurance premiums, based on your credit report.
Could this be one of the inequities the "Occupy Wall Street" groups are upset about, or could this just be another Civil Rights violation?

Steve of AR 1:19PM October 20, 2011

Apparently you are one of those upper level idiots that think they are better than everyone. Little man, watch your back.

Henry of AL 9:02PM August 05, 2011

My credit is terrible due to a divorce and an ex-spouse who is unable to pay his (legally) agreed up 50% of our kids expenses. A piece of paper (the credit report) doesn't "explain" these issues but simply shows I am late paying my bills. It doesn't explain WHY. How is this a fair way to judge someone's ability to perform their job? I do not handle money in my profession and this ridiculous way of "judging" how well I can do a job based on my finances is costing me and many others the opportunity to provide a better life for myself and my children. Just because someone is having a difficult go of it, having trouble meeting their obligations by the due date (let's face it, with gas prices through the roof, pay cuts and the recession - who ISN'T having a hard time??), how does that translate into "sorry, you're not qualified"? There will always be dishonest people - even those with "perfect" credit. Screen me for drugs, give me a skills test and talk to my previous employers. THAT is what should determine whether or not I'm qualified for a position.

Erica of NJ 12:49PM April 11, 2011

To SSCott of VA...must be nice that you feel so "empowered" to comment how you would stop reading and not consider the resume of someone simply because of typos on their comment here. Wow.... bet you didn't know that is why "pencils" have "erasers".....maybe someday you will be in this persons situation by no fault of your own and let's just hope your "typo free" resume gets you the paycheck and the courtesy of someone to not pass you over!

mike summers of VA 8:43AM February 24, 2011

5 weeks after being hired by a local casino as a blackjack dealer, I was fired (released) because of past due debt. Their policy states that they allow bankruptcy, foreclosure and medical, but nothing else. I appealed the decision and lost.
My thinking is that there must be other employees currently working for the casino with the same problem, but it is not known because the casino only does the credit check when hired, not afterwards.
Wouldn't this be discrimination?

Twiz of MN 5:24PM January 26, 2011