Layaway Programs Come Back Into Style

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soleEcops of MO 5:29AM February 26, 2013

I used layaway express this summer and this christmas all my packages came on time with tracking numbers and my wife is so happy there is a service out there like this she shopped at amazon and walmart and target all at once. Now I would say thats one stop shopping. And there was no layaway fee. We tryed walmart and there fee was really to high and walmart well there only giving you until dec 14 to get my layaway out so I asked what happens to the money when I need more time and maybe past christmas and walmart said I don't know. Then best buy there fees was really. Over all LAYAWAY EXPRESS has been number one for me and my family.

john and carol of SC 6:51PM November 21, 2011

I just found this site 3 months ago called layaway express and I was scared about using it because never heard of the before. But talked to several people at customer service and they were so friendly. I decided to order a powerwheel cop charger and now I can't wait for my son to open his gift. I just got the powerwheel yesterday and it is awesome and very quick shipping. The item is brand new still in the box. layaway express I will order from you again. I did have to call customer service to understand how to buy something thats not on the site but they added the products while I was on the phone and walked me through the process.

sharon of PA 11:44AM October 29, 2011

Are these stores stupid or do they think that customers are?
They keep your money for several weeks, PLUS some "fee" and use it to gain interest then they give you an item that is on the shelf anyway!
Why don't you put same money in the box, and then buy what you want? Guess what, you can charge yourself $5 "fee" too!

Maciej Glowacki of NC 6:27PM October 22, 2011

no target does not have layaway
but there is a layaway service that you can use to lay back target products
its layaway express
customer service 1-866-611-5737

stacy of OH 4:56AM August 26, 2011

what kind of idiot goes to walmart and acts like its a macys perfume counter? the associate was more than likely amused and not rude. your embarassed just shut up.

Hannah of NY 9:34AM December 23, 2010

As most retailers do, infact, have a small service fee that is charged to
extend the layaway offer to you; some store are charging exuberant fees in addition to the orginal layed away product. Lets take Besbuy for example, if you make a purchase you will be charged a 5% layaway fee, so if you layaway a $500 item you will be charged a layaway fee of $25 and the item must be paid off in 6 bi-weekly installments. If we calculate the fee as a hypothetical interest payment/penalty, the $500 is extended to you at a 245% interest rate annually. This is as predatory as payday loans, So when and if you do decide to purchase using these programs, do the math as it may be more benificial to save the money and make the purchase at one time.

robert nicholson of FL 9:55AM October 29, 2010

Every one needs to be able to feed there families. I suggest everyone go here.. www.EliminateYourBills.blogspot.com.. Sign up and be sure to let everyone u know about this and u will be making so much money its funny! You can call me as well, my number is on the site. Thanks Everyone.. And God Bless.

Jerome of WI 4:31PM October 20, 2010

Wal*Mart doesn't care about the lower incomed families that they adversite to care so much about. I don't even shop at Wal*Mart anymore than to purchase food really. I use to layaway at Wal*Mart but now I layaway at Kmart and Sears. Wal*Mart has gotten to big now for their draws, they have ruide associates and etc.. My husband and I were in the store trying to buy some perfume. I walked over to customer service five times asking them to send an associate over to help us, it took forever, and finally when the person did walk over they had an attitude. We'll go to Walgreen's before we buy perfume from Wal*Mart again. I'm slowing coming to dislike Wal*Mart and it use to be my favorite store.

Vanessa of TN 11:24AM September 29, 2010

Last year my husband and I opted on layaway at Kmart for
Christmas. As a family tight on cash, this allowed the money to be "saved" without having easy access to it. It also allows the peace of mind knowing you are done shopping, you just have to pick it up. We timed our initial purcahse to coincide with a week before Christmas. It saved space not having all the presents at my home until right before the holiday!

Jade of FL 4:20AM September 21, 2010