Gen Y to Banks: Do Better

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Wow!! Please overlook the misspaced lines and the grammatical errors...I do know better!!

JreaderT of FL 3:42PM June 12, 2010

JFrankly, DD of AR...
Since I have grandchildren in the Gen Y bracket, and my parents were in the "Last
Great Generation", I have to opt for the generation who went through a world war and the Great Depression. Personally, I have nothing against the curret younger
generation; however, I think that both my parents and my grandparents worked
harder, saved more wisely and paid cash for more items.
However, that last comment doesn't apply to the young man who graduated from OSU with no debt, and, will possibly have enough money in five years to pay cash cash for a house. That is a marvelous accomplishment.
The only problem with that man's story is that not everyone can get a job that pays
$60,000 a year no matter how hard they work. Not only did he accomplish great things, but, I think that he also had a little luck going for him!!!

JreaderT of FL 3:37PM June 12, 2010

To Owner.Age 56...
You definitely have it right!! I was overdrawn about $20, and it cost me $140 in fees!! I plan on changing banks!!
And to those of you who think that it is my responsibility to keep accurate balances, you are absolutely right; however, one can make an occasional mistake, especially when forgetting to get a receipt and deducting it from the balance!! The courtesy
e-mail would have been nice.

JreaderT of FL 3:14PM June 12, 2010

I agree with the Rand comment. EVERYBODY IN THE UNITED STATES should be made to read Atlas Shrugged...it would scare the sh.. out of them and get our politicians back in line.

Gary of CA 3:28PM April 04, 2010

Quit gambling with depositor's money. It is not yours. Derivities and other risky bets should be illegal. Lose my money and go to jail. Too big to fail? Not if I were king! Read Atlas Shrugged !! Rand got it right.

DavidChancePhotography.com of CA 5:39PM March 15, 2010

I got OD $7 @ Bank Am. No courtesy email. Within 30 days they charged me $90 in fees. Faux friendliness on social sites will not convince me that they want to profit by providing excellent service. They are just liars and thieves. A wolf in sheep's clothing? That's Bank of America!

DavidChancePhotography.com of CA 5:26PM March 15, 2010

Bank of America acquired SeaFirst Bank, based in Seattle, WA, in 1983. Since then they have developed and offer many Internet and other services that are available nationwide, except in the states of Washington and Idaho. Big banks think they can do whatever they want and their customers will just sit by and take it.

Larcha of WA 9:16PM March 14, 2010

The only bank I really do business with is USAA. Got my first credit card with them when I was in college. Now I have a checking account and savings account with them. They're also my auto insurance company and when I buy a new car, they will be my car lender. And my future mortgage holder (if I ever have enough money to buy a home).
I only have an acct with TD Bank because it's hard to send cash deposits to San Antonio TX.

veronica of NH 11:24AM March 14, 2010

Please do not insult maggots by comparing them to big banks and bankers. It is really hurtful to maggots feelings to be compared to bankers.

Jack of ID 12:17PM March 12, 2010

My son graduated with his BA/BS & MBA. Got hired at 60k+. BOA would NOT give him a credit card since everything was paid in cash at OSU since he worked while going to college. He's happy at the credit union instead. His local collage bank (Fifth 3rd) didn't want be bothered with him either. Bye Bye Big Banks. Oh and 65% of his taken home pay goes to savings/401k accounts since his only expense is the apartment at $700/month. He is thinking in 5 years he should have enough saved to buy a house for cash and not need any bank. The credit union has everything he needs and they are not money grabbing fee charging magots.

Gordon Geko of OH 12:12PM March 12, 2010