How to Save on Big-Ticket Items

Shave thousands of dollars off your budget by negotiating and price-matching.

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Slide Show: 10 Ways to Save on Big-Ticket Items.

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Cut deals with doctors. Just like real estate agents, doctors are getting increasingly used to patients who want to bargain with them—and making the effort is worth it, says Leamy. By asking doctors for discounts upfront, especially if you're willing to pay for their services with cash, you might be able to get as much as 50 percent off your medical bills.

Then you'll be able to afford a latte after your visit.