How to Find the Best Bank Account for You

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Chatzky adds that people who bank online tend to look at their accounts four times more often than those who bank the old-fashioned way, and frequent check-ins can help spot any potential identify theft as well as prevent overdrawing an account.

The bottom line: Your banking needs are unique, so take time to think about what's most important to you, then find the bank that offers it. You can probably avoid paying most fees, as long as you stay on top of your account.

Twitter @alphaconsumer

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