10 Ways to Stay Safe While Shopping Online

Wield that smartphone carefully, and don’t click on embedded links.

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Don't click on fake holiday e-cards. Festive e-greetings are ubiquitous this time of year, but security firm AppRiver says fake cards can spread viruses. At the risk of being Scrooge, the firm recommends that consumers just delete cards that come from unknown addresses.

Review your statements after the holidays. Unfamiliar charges on credit card and bank statements are often the first sign of identity theft. If you find an unauthorized charge on your statement, contact your bank or credit card company immediately. Your bank might be able to provide other protective steps as well, such as issuing a new card. [See Is It Safe to Bank Online?]

Twitter: @alphaconsumer