50 Ways to Improve Your Finances in 2012

Reader Comments
Back to article

i AM A NEW CREDIT CARD HOLDER AND YOUR ADVICE HELPS ME NOT TO MAKE MISTAKES. LIKE LIVE WITHIN MY MEANS!!!!

KIMBERLY SHIRLEY of TN 9:20AM September 08, 2012

Home inspections for condos and coops must include inspection of all the common areas inside and out. If the association responsible for repairs and maintainence is not doing its job, you may suffer the consequences. Go elsewhere if the budget and other financials are out of date, as that is a red flag that expenses or fees are not being reported properly.

Harri of MD 6:07PM September 07, 2012

I enjoyed your article and would recommend that everyone read it, it has some really important information that a lot of people would not have access to or would not take the time to read. good job

judy barr of IN 10:19AM August 04, 2012

Nice article carrying necessary information to how fight with our problems and manage ourselves in whole.

ravi upadhyaya of IN 3:17AM August 01, 2012

Number 32 and 44 are the best.

Derek Olsen of MO 4:36PM July 17, 2012

You are right.. to give you an example "why your family doctor change the frecuency of checkup from 6 months to 4 months
without a reason other that we are getting older?.
In a case after being told that I should be seen in 6 months he changed his mind to 4 months; of course I did not follow his advise.

A senior from Miami of FL 9:49AM July 08, 2012

Great article. For home buyers it is better to buy a home that is a little less than you can afford and if you work and are paid every two weeks check with your mortgage company to see if you are able to pay half the monthly mortgage payment every two weeks and this allows you to pay your mortgage off several years early and saves you thousands of dollars of interest. Have an emergency home fund so you are able to keep your home well maintained. For those that are paid monthly (retirees) if you still have a mortgage try to stay one month ahead on your mortgage payment, pay a little extra on the principal each month and have an emergency home repair fund to keep your home in excellent condition.

S Cunningham of VA 10:20PM June 22, 2012

This was a wonderful article. I am in the process of buying a new home and I am in school to secure my "Back Up" career. Everyone should read this article just to help you keep perspective on your spending and habits that can make you fall short. I have always had issues with overspending and reckles habits when I was younger. Thing is ... when you have an opportunity to straighten out your budget ...DO IT! That in itself will be the most valuable investment you will ever make for yourself.

Carol de Leon of IL 11:39AM June 13, 2012

It takes a continuous flow of new ideas and techniques to be financially successful. The information was worth reading and I got an abundance of good tips for making money and saving money. The research goes on and on; once you feel that you got enough new information, you are on the way down. keep learning; there is no stop date!

Ernest Ivy of IL 3:17AM June 13, 2012

Don't heat and cool closets, drawers, under the sink, etc. by leaving doors open. If you're not a big TV watcher, switch to an antenna as suggested by someone else and access online site through your DVD or Wii. You can get free MSNBC, BBC, radio and other entertainment. I wanted to watch the first two seasons of the Vampire Diaries, so I signed up for NetFlix and when I was done, I cancelled NetFlix. No need to let it keep renewing automatically. Then sign up again if you want to see something imparticular.

Edith of KS 12:37AM June 13, 2012