5. Ignore any holiday windfalls. If you receive a bonus, raise, tax refund, or generous holiday gift in cash, SavvyMoney.com editor Jean Chatzy suggests pretending it doesn't exist. "Funnel a bonus or tax refund directly into savings, without giving yourself a chance to spend it," she says, and if you have credit card debt, use the money to pay it off. Otherwise, she says, that money could easily disappear on less meaningful expenditures.
What are your 2012 money goals? Please share them below.
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shirleybrown740 of CA 1:24AM May 17, 2012
Rhonda of CA 10:48PM January 17, 2012
Dana Costantino of CA 2:39PM December 29, 2011