The 5 Best and Worst Prepaid Cards

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Another good one is the Walmart Money Card by VISA.The $3 monthly fee is waved if you load $1000 a month. Yes, there is a $3 fee for loading the card in store but direct deposit is a breeze. The good thing is you can load money at any Walmart in the world and you have the connivance of being able to load the card using the Walmart ATM machine in their Money Center. No ATM fees are charged if you use their ATM and you can pull money out down to the single dollar amount unlike other cards that only allow $20 increments. Also there is no fee to use the card. No $1 transaction fee and at some of the Walmart Gas Stations (Murphy USA) you can get 15 cents off per gallon at the pump

Joseph Ray of AL 1:58PM April 28, 2013

Another good one is the Walmart Money Card by VISA.The $3 monthly fee is waved if you load $1000 a month. Yes, there is a $3 fee for loading the card in store but direct deposit is a breeze. The good thing is you can load money at any Walmart in the world and you have the connivance of being able to load the card using the Walmart ATM machine in their Money Center. No ATM fees are charged if you use their ATM and you can pull money out down to the single dollar amount unlike other cards that only allow $20 increments.

Joseph Ray of AL 1:51PM April 28, 2013

The worst card ever (and we've purchased many) is NetSpend!!

When I called to set up the card I specifically asked about ALL or any fees that apply!

The woman read over the terms & possible fees/charges. I asked again, "so there isn't a reload fee?" Also, " the monthly fee is $4.95?" She clearly said, "no mam there are not fees outside the ones I just read, just possible charges depending on how you use your card."

(Which most fees occurred by checking balances other than online, having a balance with no activity for more than so many days-60 I think) SO GREAT! SOUNDED GOOD!

So after debiting just 3 times, I checked the balance online. I saw that every time I used my card I was charged 1.00 each time!

I debited twice & paid a bill. Each time costing me 1.00/ transaction!

I emailed the company & the response was (in a nutshell) the company has to make their money somehow so they charge a transaction fee.

So let alone do they charge for the initial buying of the card, the monthly fee IF I were to continue w/ them & reload but each time I use it they take my own money! NO THANKS!

I even stated how the CSR did not explain any of this when setting up the card.

I politely responded letting them know I'll stick with Green Dot & make sure I alert others of this money hungry company!

TOTAL FRAUD BY LIES & HIDDEN FEES!

James S of MO 5:05PM March 28, 2013

did you try calling 1-866-607-6301 if not try calling it should ask if you wish to talk to a representive please stay on the line or push this number.

shyrobi of CA 5:31PM January 30, 2013

sometimes u can only use them in certain stores. Try a store for a candybar or gum and see if it works

shyrobi of CA 5:25PM January 30, 2013

I am having trouble with my Canada Post visa prepaid card. I loaded several thousand dollars on the card to put a deposit on something, and the transaction has been repeatedly declined. The customer service number is fully automated and non of the available options addresses my issue; also there is no way to connect with a human being to discuss the issue. Currently my funds are simply being held hostage.

Sandra Sparrow 12:56AM January 23, 2013

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Katrina Harris of FL 8:56AM January 19, 2013

anyone have any comments on the Opt+ card? If you choose direct deposit the card is free and it has overdraft protection.

mel of AL 6:44PM January 18, 2013

I was hoping to get some info on the Acheive Card but this was sufficient enough. Cant sucker people nowadays because a majority of us arent doing so well . With that being said prepaid company card go kick rocks ! LOL thanks fore the info.

Harbinger247 of MO 11:03AM January 15, 2013

The American Express Bluebird card has great benefits and less fees than other pre-paid cards BUT there is a downside to this card...most businesses do not accept American Express and this causes you to pay ATM fees, money order costs and postage costs..use caution and make sure the businesses you use on a regular basis will accept an American Express card!!!

Lisa Turenr of OK 1:22PM January 07, 2013

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