New Personal Finance Tools You Should Use

Using online websites to track savings and spending make it easier to stay on track.

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Meanwhile, new websites and tools are constantly popping up, including Adaptu, Personal Capital, and a "Can I afford it?" app. Informational-based websites such as LearnVest.com also offer free tools, bootcamps, and advice, as well as access to financial planners (for a fee). And websites such as BudgetsAreSexy.com give away free budgeting templates.

Flannigan, who also runs the website The Guide to Get Rich, says he'll continue monitoring his money habits online because he can see such a clear benefit. He says, "I've spent less money. It opens up your eyes to how much you're spending in each category and makes it easy to account for everything."

Do you have other favorite online tools or sites? Please share your suggestions below.

Twitter: @alphaconsumer