The survey also revealed that many people falsely believe that recommended behaviors, including checking credit reports, can hurt scores. But financial experts recommend checking your credit report once a year, free of charge, at AnnualCreditReport.com. You usually have to pay to obtain your actual score, but getting the report alone will allow you to check for mistakes.
Take time to take care of your credit, and you'll thank yourself when it's time to take out a big loan.
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