8 Ways to Find More Time in the Day

As more Americans juggle multiple jobs, they also discover how to better manage their minutes.

A rising percentage of borrowers are late with payments.

A rising percentage of borrowers are late with payments.

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"I sent an email to everyone I knew and said, 'I have free days, can I come and speak?'" says Utley. Soon, she was making the rounds on the university speaking circuit, talking about rap music, racial stereotypes, and the hip-hop generation. Now, Utley is starting a year-long sabbatical, which will allow her to start her next book on infidelity in pop culture and real life, and continue her speaking tour.

[See 50 Ways to Improve Your Finances.]

6. Take advantage of weekends. During the work week, Stephanie Theodore is busy with her full-time job as a department manager at a financial firm. But on the weekends, she has another identity altogether: art studio owner. She runs her own Brooklyn gallery, Theodore: Art, which is open from 1 p.m. to 6 p.m. every Friday, Saturday, and Sunday. (Theodore is there on Saturdays and Sundays.)

"I do everything in my off-time. A lot of what goes on in the gallery is not about the gallery hours but about meeting people, organization, and installations," says Theodore. In addition to her weekends, she usually dedicates one or two evenings a week to the gallery, as well. Like Cody, she avoids zoning out in front of the television. "It's a mind-melting time suck," she says.

7. Take up contract work. When Dana Lisa Young launched her wellness business, Atlanta-based Dragonfly Reiki, in 2008, she also held down a 40-hour-a-week content management job. That meant building her wellness business, which includes Reiki, reflexology, and life coaching, entirely in the evenings and the weekends. That mostly worked out fine, since most of her clients preferred to meet in off-hours as well, but it left Young, who is also a mother, with very little down time.

Young eventually left her full-time job and replaced it with contract work, which means she can work from home on a more flexible schedule. She manages all of her commitments on Google Calendar as well as a family wall calendar. "I'm very conscious of scheduling things and blocking out periods so I know I have those times to work," she says. She often gets back on the computer to finish up contract work after her children go to bed, for example.

8. Dedicate certain time periods to your second job. As a full-time criminal justice student at Marymount University in Arlington, Va., Nicholas Ignacio is busy—and he recently became even busier after launching his student-run lawn care business. After starting Strong Students Lawn Care (www.strongstudentslawncare.com) three months ago, he started spreading word through Craigslist, and soon found that his services were in great demand. Homeowners and businesses are especially happy to support local college students by hiring them, he says.

Now, he dedicates three to four days a week to working on his business and the other days to class and studying. That way, he's able to keep up with his college work—while also earning enough to pay for his living expenses.

Corrected 8/01/2012: A previous version of this story incorrectly identified the location of Marymount University.

Corrected 08/02/2012: A previous version of this story incorrectly described the publication that Jennifer Teates writes for.