A Guide for Credit Card Newbies

How to avoid carrying a balance, over-limit fees, late payments, and other credit-damaging behaviors

March 14, 2013 RSS Feed Print

Young woman using her digital tablet and credit card to bring joy to the world

[See Basic Money Lessons You (Probably) Missed in High School.]

The bottom line: Like learning how to ride a bike, tie your shoelaces, or drive a car, Ulzheimer says learning how to use credit takes practice. Still, first-timers can position themselves for success if they go into the process knowing what makes for a responsible credit card user.