[Read: How to Make Passwords More Secure.]
8. Change up your passwords. Consumers are tasked with remembering dozens of passwords for various retailers, banks and accounts, making it almost impossible to remember them all, especially since they often include mixes of numbers and letters. Keep careful track of your passwords in a secure document, rely on mnemonic devices to boost your memory, or come up with some other clever strategy – but don't stick with simple passwords that are easy for strangers to guess. Also, change your passwords on a regular basis.