- Even with the benefits, the recipients reported some financial stress:
- Around 85 percent said they had to stop saving money for retirement or cut back in other ways, and almost six in 10 said they had to skip or delay some kind of medical, dental or vision care for themselves or family members.
- Almost one in four missed a mortgage or rent payment, and about half said they would have missed a payment if they hadn't received their disability insurance benefits.
- One in three reported seeking community or government assistance to pay for food, with an additional 33 percent of respondents saying they would have had to do the same if it weren't for their benefits.
[See: A Consumer's Guide to Obamacare.]
As for Oliver, she's back at work full-time, and now makes sure she signs up for as much disability insurance coverage as she can get. She asks: "If you think about the pressure of fighting for your life and then you add financial distress on top of that, how would you even have the energy to put into your healing?"