Terms and Conditions

+ More

Unauthorized copying or transmission of data, information, or other content contained on this site to any person or firm is prohibited. Copying or transmission includes all forms of sublicensing, reselling, republication, or other forms of distribution, including online posting, electronic mailing, faxing, archiving in a public database, or redistributing via a computer network or in a printed form. U.S. News, its affiliates, and third-party data providers have proprietary rights to the copyrighted material and trademarks displayed on this site. If you wish to reproduce, republish, distribute, display, broadcast, or otherwise exploit any content on this site, you must seek the express written consent of U.S. News or, in the case of content licensed by U.S. News from third parties, the entity that is credited as the copyright holder of such licensed content. You may download freely accessible material (one copy per page) from this website for your personal and noncommercial use only, without altering or removing any trademark, copyright, or other notice from such material. 

In the event you believe that any content posted on the website infringes your copyright or other intellectual-property rights, you may notify U.S. News by providing the information required by the Online Copyright Infringement Liability Limitation Action of the Digital Millennium Copyright Act, 17 U.S.C. 512, to U.S. News's Copyright Agent: 

Attention: Peter Dwoskin, Esq.


U.S. News & World Report LP
450 West 33rd Street, Third Floor
New York, NY 10001
(t) 212-210-6390
(f) 212-210-6313
copyrightagent@usnews.com Your use of data or content provided by U.S. News or any third-party affiliate is entirely at your own risk, and it is the user's sole responsibility to evaluate the accuracy, completeness, and usefulness of all data or content displayed herein. Data, rankings, ratings and scores, or other content displayed on this site do not constitute any recommendation to buy or sell any security and should be used for informational purposes only. Under no circumstances shall U.S. News or its third-party affiliates be liable for direct, indirect, incidental, special, punitive, or consequential damages that result in any way from your use of or reliance upon data presented, including damages resulting from mistakes, omissions, interruptions, or defects in the data displayed by U.S. News or any third-party affiliates. Past performance is no guarantee of future results. It is your responsibility to understand the methodology employed by U.S. News and the underlying methodologies employed by each data provider. A high score or ranking is not indicative of a flawless fund; even the most highly ranked or scored funds may lose value in the short or long term or may not serve your individual investing needs. 

U.S. News editorial staff may hold positions in individual securities and mutual funds. In cases where there is an individual author of an article and he or she has actual knowledge that he or she holds a position in a security of the subject of the article at the time of publication, appropriate disclosure will be made. 

This agreement shall for all purposes be governed, interpreted, construed, and enforced solely and exclusively in accordance with the laws of the state of New York, and any claim, complaint, or action arising from the use of this site must be brought in any federal or state court located in the County of New York. 

THE USE OF DATA PROVIDED BY THIRD PARTIES IS SUBJECT TO THE ADDITIONAL TERMS AND CONDITIONS STATED BELOW: 

Morningstar: 

© 2010 Morningstar Inc. All rights reserved. The information contained herein (1) is proprietary to Morningstar and/or its content providers; (2) may not be copied or distributed; and (3) is not warranted to be accurate, complete, or timely. Neither Morningstar nor its content providers are responsible for any damages or losses arising from any use of this information. Past performance is no guarantee of future results. 

For Open-End Funds: