The 100 Best Mutual Funds for the Long Term

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Why not use KINESOLOGY (muscle testing) to get financial advice?? It's free, accurate & ea$y. YouTube has vids. on it.

OccuPant of FL 12:24PM July 22, 2010

Diversify like crazy. For stocks VT is a good way if you dont want to own a bunch of different stuff.
There is no reason you can't own a little of everything, if any one industry or fund goes south you will hardly notice.
The stock market is BS but owning a lttile is fine. Own lots of other stuff too. Life insurance, annuties, real estate, commodidites, utilities, muni bonds, cash, other bonds, art, etc etc.

George of VA 8:00AM July 20, 2010

I have to agree with the indexers here--as a whole actively managed funds perform worse statistically than index funds, and they charge you an arm and a leg to do so. Sure, a small fraction of them beat the market, but unless you have a crystal ball or a time machine that does you no good.

Matt of NM 11:29PM July 13, 2010

If you look at this list in each investment category, a plain vanilla index fund is in almost every one of them which only re-enforces my own investment strategy of staying away from high cost over paid investment advisors who can't beat the market over time. It's not rocket science. Just develop an asset allocation plan based upon your risk tolerance and use index funds to represent each asset class. I have done this for 20 years and have done far better than my friends who thought they had to turn their financial assets over to a professional who only takes 1% of everything you have every year in good years and bad.

Mark Benson of IN 4:16PM July 13, 2010

Consider the market herd as spooked cows. When Isreal attacks Iran, the market cows will scatter and sell. If the conflict stays local, buy. If nukes are involved, stay in cash.

Ken of IL 11:17AM July 11, 2010

This is not my research but it sounds right. You decide. Every market downturn since 1929 the market has always come back and exceeded previous highs. It usually takes about 39 months to happen. October 2007 was the all time of over 14,000. If last year was the market low we are about 15 months into the recovery. From here we can move up about 40% and the time frame is about 24 months. Lets hope we don't double dip to new lows or the clock starts all over again.

Bill of LA 10:04PM July 10, 2010

You did not mention bond mutual funds paying over 7% per year, such as:
1. Metropolitan West High Yield Fund.
2. TCW Total Return Fund.
3. T. Rowe Price High Yield Fund.

Lawrence V. Roth, CPA of MI 11:42AM July 05, 2010

From the movie Oceans 11, "Hold on to your knickers" . THINK, PREPARE, HEDGE. Who's gonna buy your gold when everyone is broke? CASH CASH CASH.
That's the hedge.

Harry Sophman of OK 11:39AM July 05, 2010

Americans buy anything on sale except stocks. Don't sell when prices drop but look to buy. The prices will come up and then you can sell at a profit. The key to owning stocks or mutual funds now is not to panic.

mike of IL 11:05AM July 05, 2010