Are Technology Costs Killing Your Budget?

Technology is embedded everywhere, and often hidden from view. The costs are, too.

Android and iOS developers are among the fastest-growing jobs out there.

Android and iOS developers are among the fastest-growing jobs out there.

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[Read: NSA Data Fight Could Signal Privacy War.]

Data costs: There was alarm when major data providers began dropping unlimited usage plans for telephone and Internet. But Consumer Reports, in a study released this year, says metered service could save $10 a month for half of AT&T customers. The solution to saving on technology can be as simple as reading your bills. The FTC says service providers that "cram" costs onto bills are a major problem for consumers. Bills often contain surprises such as Internet "hosting costs," collect calls and memberships. It's often all there in black and white – but it has to be read.

"It's up to you to manage. We've designed technology that makes it a lot easier to spend money than space, and we need to be financially responsible," Amin says. "We need to control the technology or it's going to control us."