10 Things to Know About Getting a Mortgage in 2010

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The steep run-up in home prices during the first half of the decade was fueled in part by breezy lending standards. But when the housing bubble popped and those loans became massive losses, banks began raising lending standards on borrowers of all stripes. "I think there will be a little more belt-tightening in 2010," says Scott Stern, CEO of Lenders One.

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