Whether you’re cutting costs
because you need to or want to, the process should be manageable and positive. “Either you are a master of your money or a slave to it. Use your mind and have fun,” says Sharon Lechter, contributor to the American Institute of CPAs’ book “Save Wisely, Spend Happily.” These 10 tips can help reduce your spending this week without making major sacrifices or time commitments.
Make a budget.