5 Ways to Give Your Credit Score a Quick Boost

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Request a credit-line increase.

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Increasing your credit line will improve your credit utilization ratio—the percentage of your credit limit you’ve used—and help your credit score. Many credit-card issuers give you the option to request a credit-line increase without a credit inquiry. Take it. If they want additional information and plan to pull your credit, cancel the application, because a hard credit check will ding your score.

Next: Pay off debt.


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