5 Ways to Give Your Credit Score a Quick Boost

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Consolidate.

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MACIEJ KORZEKWA—ISTOCK

If you have multiple cards from one issuer, consider consolidating the newer cards into the older cards. You can do this by calling customer service and asking if they offer this—but only do it if they keep the total credit limit the same. The goal of this move is to increase the average age of your revolving lines of credit without reducing your total credit limit, which will affect your credit utilization ratio.

Next: Check your credit report


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