50 Smart Money Moves

By + More

2. Create a spending plan.

Next »

2 of 51

« Back

iStockPhoto

Most people spend about two-thirds of their income on three essentials: food, housing, and transportation. Then there are debt payments, savings, household costs, and optional items such as entertainment to consider. Create an annual budget by allocating spending goals for each category.

Next: 3. Resist retailers’ enticements.


You Might Also Like