A Step-by-Step Guide to Homebuying

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Get preapproved for a mortgage.

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Obtain offers from at least three mortgage lenders prior to choosing one. By doing so, you can determine your price range and avoid wasting time looking at properties you can’t afford, says Frank Donnelly, a certified financial planner and chairman of the Mortgage Bankers Association of metropolitan Washington, D.C.

Next: Find a Realtor.

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