Get-Out-of-Debt Resolutions for 2013

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Set specific goals.

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Many people aspire to mend their finances, so they make eliminating debt a New Year’s resolution. But without setting specific parameters to control your spending, you won’t get very far. Even more discouraging: Only 8 percent of people who make a New Year’s resolution actually achieve it. Here are eight concrete resolutions to help you climb out of debt in 2013.

Next: 1. Pay bills on time.

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